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In the world of Save. Spend. Splurge.

What I liked this week:

Awww……… Baby rhino cuddles. SO CUDDLY.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Sarahn

    Loved the super wealthy article so much, and then the one on how couples split money. My most recent partner, we did 50/50 and put equal amounts into the account,and earned similarly, though I’d say he spent less than me, though I’m not at all a rash or excessive spender or shopper. But the house was furnished and decorated by me, and that was made so clear when we split! I’m not sure how that’d work if I had protracted time off work with childbirth or health issues, but I own my own property, and that could be sold should I need cash as I own more than half its conservative current value.

    1. Sherry of Save. Spend. Splurge.

      I’m sorry to hear that you split! That said, splitting money is such a tricky issue if it is done at all….

  2. Sarah

    Omg I love those necklaces. Have nowhere to wear them, my be it’ll be a splurge for my birthday

  3. Leigh

    We do 50/50 even if only one person is working too. I would be curious for a post on how you manage that now. We know what both people’s full financial pictures look like though (required for a postnuptial agreement) and do overall annual financial planning even though we are keeping things separate.

    1. save. spend. splurge.

      What do you mean exactly? I’d love to do a post!

      We still do 50/50… I pay half and he pays half 🙂 I just list what I bought and he does the same, and we reconcile at the end of the month to see who owes who.

      1. Leigh

        Oh! It sounds like your partner is more detail oriented than mine – that would not work for us at all. His method of budgeting has always been to…not budget and that everything has worked out fine lol. He is not good at producing receipts so we’ve had to work out systems around that!

        1. Sherry of Save. Spend. Splurge.

          I usually make a note in my To Do app each time I spend something (or stuff the receipt in my pocket to log it at the end of the day).

          We are both pretty detail oriented, but I really track it down to the penny and he just takes out $500 in cash each month and once it’s gone, it’s gone.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


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