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In the world of Save. Spend. Splurge.: What the expiration dates on makeup products are

Expiration dates of makeup – do you still have things from high school? I did. Don’t worry, they are in the garbage now. I will say that once I see something separate or gloop or look or smell different, yes it goes into the garbage. Otherwise…. *shrug*

My friend raves about the Fenty Liquid eyeliner and after I work through my stash, I am going to pick one up.

Live your life in 20 minutes. Take 20 minutes out from your day, set a timer, and accomplish something. I really like this advice because it gives you a set start and end time, and it makes you refocus.

I tried this new Zoya natural 5-Toxin-Free nailpolish on my toes and so far, it is lasting longer than I expected it to! Plus it is 5-free. Did you know that our nails are PORUS and accept chemicals that we paint on them? O_o … I may buy a few colours and ask my nail salon to use it instead of Essie.

Do collagen supplements actually work? I am not sold on the powders or pills that contain actual collagen, but I do take BioSil by Natural Factors that forces your body to create collagen, which is a different thing altogether. How do I know it works? Well, I stopped taking BioSil regularly and noticed my skin had less of a glow, my hair was slightly limp and not as full, and my JOINTS. I could FEEL IT in my joints. My knee cracks a bit more with the extra collagen in it, and when I stop Biosil, I feel the difference.

All about maternity leave in Canada. As an independent, I didn’t get maternity leave because I wasn’t on EI (Employment Insurance) because once you opt in you can never opt out and only if you have 3 kids, does it make financial sense to go on EI. So I find it interesting how employee maternity benefits work…

A super cool, sexy, rocker black lace cuff from Stella and Dot. Oh be still my heart!


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on November 21, 2015

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

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All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.