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In the world of Save. Spend. Splurge.: How one janitor made $276K a year

Seriously. This Bay Area janitor made $276K a year…. and this is his THIRD time in a row doing it. I mean, he basically didn’t do anything but work ,but if you really want to make bank and you don’t have a degree or a great job, but you do have overtime available to you — this is the way to go about it. O_o


This Alice and Olivia Poppy Garden Emerald skirt is wild, crazy and sort of extremely attractive to me. I mean the price tag isn’t but I would keep an eye out for it secondhand.

Speaking of high-paying blue collar jobs, firefighters also make some serious money, with the top 10% earning $121K but topping out at $400K with overtime. FOUR HUNDRED K. And who says it doesn’t pay? Then again, their job is extremely dangerous if they are called into the line of duty. I don’t envy that money, and much respect to those who sign up for that.

I wrote a book – Managing Money Like a Boss – and the style is Instagrammy. Lots of visuals!

Loved this post on how to raise a feminist son. I really think the word ‘feminist’ gets a bad rap, the way ‘frugal’ does.

People just associate it with one mental image – militant, angry women, who by the way I am not saying do not exist, but I am most definitely a feminist and I am not like that. I want men and women to be treated equally. Period. I also think the word starting with “fem” probably starts a mental association where you are immediately biased in thinking it is only meant for women to assert and identify themselves as such.

My friend bought this Instant Pot and she is obsessed with it. She just made yoghurt in it the other day and it blew her mind.

I love this video by Christie Ressel on how to INSTANTLY look put together. She is totally right on the money by the way, I do all of the things she says in the vide. Video below.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.