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In the world of Save. Spend. Splurge.: 15 Financial Windfalls that Changed Their Lives

15 financial windfalls that changed their lives…. from $8000 to a million. I loved reading about what they did with the money afterwards. If I ever got any kind of windfall, I’d throw it straight into investing. Everything is paid – my house, car – I only have to cover my retirement now, and living expenses. *shrug*

I love the white cuffs on this Emerson Fry red striped sweater…. It is a fresh new take on stripes ( being red ) and the white cuffs make it look really sleek.

The military origins of layering… and to think we thought it was fashion-driven!

I bought this super bougie Mason Pearson hairbrush for about $200. EVERYONE I have talked to, who owns one, has raved about how they have had one since they were 10, and it is the most amazing, magical, awesomest brush in the world. We shall see about that.

Are you washing your hair the French way? I am eyerolling at this being the “French” method (why does everything get attributed to them?).. but this is how I wash my hair and I am not French. The only thing I don’t do is I don’t brush my hair / detangle it beforehand, but that’s because I don’t own a brush… I should do this though, it makes sense.

(That’s why I bought that bougie hairbrush, to be honest.)

I find most office folders and things quite ugly, which is why I am always searching for cute office supplies. If you don’t want to shell out for Poppin office supplies which I think is super adorbs, you can try the more accessible Mead 5-Star, which has some cute designs in office folders. I use them to wrangle receipts I need to scan, file away, shred, etc.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.