In Link Love

Carnival of Personal Finance #434: The Happy Festivus Edition – The Holiday (Links) For the Rest of Us

Welcome to the Festivus Edition!

In case you do not know what Festivus is all about, it is from one of the funniest and best sitcoms in history — Seinfeld.

Come to think of it, it’s actually quite fitting that I make this the Festivus Edition seeing as Festivus is all about NOT buying stuff and avoiding consumerism, and I am non-religious to boot.

Just watch this video to get an idea of what Festivus is:

See? Perfect fit.

Remember how annoyed I was with the submissions from my last hosting of the Carnival of Personal Finance #430?

Well nothing has changed this round, except this:


If you don’t link back to this Carnival by January 23rd on your blog itself, I’ll pin your link with a lovely  ‘nofollow tag’ because it’s what the Frank Costanza would have wanted, and who’s to argue with the Godfather of Festivus?

(Why such an ample time frame of 30 days? Because I do all Carnival link backs at the end of the month myself, because I’m very lazy, but not lazy enough to shirk my duties as a host.)

Let the festivities begin!!



  1. Toilets are supposed to flush. That’s pretty much it. – Funny post about Needs versus Wants. Hint: 99% are Wants.
  2. Being Rich or Poor is a choice – Yes and No. I’ve written about this topic numerous times in various forms.
  3. Lessons I learned in paying off $35,000 in credit card debt – Solid tips, I followed the same route clearing $60,000 of debt in 18 months
  4. Documenting how much joy you feel each time you spend your fun money

    — Check and CHECK! Spending money can feel very rewarding, why not enjoy it and savour each penny spent?


I’ve taken the liberty of renaming some of them to what they’re really about, as well as making up the categories they’re really meant to be in.






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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Posted on January 23, 2016

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  1. Sharon

    Thanks for including Growing Money in your Carnival.

    1. save. spend. splurge.

      You’re welcome! Don’t forget to link back.

  2. krantcents

    Thanks for inclusion and hos ting, I really appreciate it.

    1. save. spend. splurge.

      You’re welcome.

  3. Nick @ Step Away from the Mall

    Thanks so much for including me as an Editor’s feat of strength!

    Serenity now!

    1. save. spend. splurge.

      You’re welcome.


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Save. Spend. Splurge.
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MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


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