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In the world of Save. Spend. Splurge.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on July 11, 2015

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6 Comments

  1. Liquid

    Thanks for the link. That family of gardeners is doing something really cool. Canada doesn’t have the nice sunny weather that they get in California but I’m sure it’s still doable up here. Growing your own food is one of the best ways to make the environment a greener place. 😀

    Reply
    1. save. spend. splurge.

      I’m really considering it once we move to a permanent place and I can build those things on my balcony.

      Reply
    1. save. spend. splurge.

      *tears of laughter*

      Reply
  2. Kandice

    The part prompting me to comment is the note about being quiet when negotiating compensation. I spent many years negotiating contracts as assistant general counsel for a tech company. People are generally uncomfortable with silence and will do anything to avoid it, such as filling up silence with words. Words that usually operate to hang the person speaking and/or give me something I can use to work in my favor. My favorite negotiation tactic was the mute button on the speakerphone. Worked all the time.

    Reply
    1. save. spend. splurge.

      YES!!! But in person, it’s just sitting there calmly.. waiting.

      Reply

Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.