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Home › Money › Discussions › What is the one luxury you can’t give up in your budget?
Money

What is the one luxury you can’t give up in your budget?

For me it’s a hot drink like a tea or a drink at Starbucks — white hot chocolates, chai lattes, or green tea lattes.

I only gave up those drinks temporarily for Baby Bun (caffeine is not good for babies or while you’re pregnant, it keeps them awake).

What’s yours?

 

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58 thoughts on “What is the one luxury you can’t give up in your budget?”

  1. Miss Tulip says:
    May 27, 2014 at 10:07 AM

    We decided not to sacrifice visiting family and friends. It costs so much petrol to get up and down the country but we feel it is important and we enjoy it too much!
    Miss Tulip x
    The Thrifty Magpies Nest

    Reply
    • save. spend. splurge. says:
      May 27, 2014 at 5:03 PM

      Oh yes I’d agree with that. It’s worth it, memories and all.

      Reply
  2. Dan @ Our Big Fat Wallet says:
    May 19, 2014 at 9:39 PM

    I love my weekend visits to Starbucks and I’m not willing to give it up, so I work around it when making a monthly budget. I don’t go often and sometimes I even settle for Tim’s to save a couple dollars, but I wouldn’t ever completely cut it out of the budget because (in my opinion) it’s a cheap night out. I’m willing to bet lots of people aren’t willing to give up their Starbucks habit 🙂

    Reply
    • save. spend. splurge. says:
      May 20, 2014 at 7:11 PM

      As you may have noticed in my budget roundups, Starbucks and David’s Tea are categories in my budget 😉

      Reply
  3. neurosciency says:
    May 17, 2014 at 7:16 AM

    my luxury is probably my spotify subscription. oh, and food. 🙂

    Reply
    • save. spend. splurge. says:
      May 17, 2014 at 8:51 AM

      Food is a necessity 😀

      Reply
  4. Tania says:
    May 16, 2014 at 7:32 PM

    Books (some design ones I’m interested in aren’t available at the library) and eating out a few times a month (a martini and small bites with girlfriends keep me sane and civilized).

    Reply
    • save. spend. splurge. says:
      May 17, 2014 at 5:25 AM

      There are at least 10 books I want to read but aren’t available at the library. I’m biting my nails on whether I should buy them…

      As for going out, I agree. Being with girlfriends can really recharge your batteries.

      Reply
  5. Amanda says:
    May 13, 2014 at 10:05 PM

    Subway.
    When cash it tight, I’ll cut back my Subway consumption to once every 2 weeks, but I’d never be able to go longer than that!

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 9:27 AM

      *LAUGH* The bread is addictive right? What’s your favourite sandwich?

      Reply
  6. Heather says:
    May 13, 2014 at 9:59 PM

    Also the Starbucks! But I usually can support my habit by earning free gift cards through rewards programs, earning free drinks with Starbucks Rewards, and going when they are having special deals!

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 9:27 AM

      Yep. It’s a CATEGORY in my budget, that’s how much I love it 🙂

      Reply
  7. Debbie M says:
    May 13, 2014 at 9:30 PM

    My favorite luxury is probably ibuprofen. No, maybe birth control.

    I also really like dessert, cheese, things that keep me warm, books/libraries, the internet, hot breads with salted butter melted on it (especially pancakes), comfy shoes, glasses, music, movies, dancing, and having a job where I’m allowed to go to the bathroom whenever I want or need to. I am fabulously spoiled!

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:09 AM

      Well I consider that medical 🙂

      All your luxuries sound really good to me.

      Reply
  8. Mario Adventuresinfrugal says:
    May 13, 2014 at 4:44 PM

    Hm. That’s a good question. Maybe it’s my smartphone. Granted, I don’t have the fanciest one, but there are definitely cheaper options. It’s so nice for not getting lost :/

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:11 AM

      Oh that’s a good one. It’s like a GPS built in!

      Reply
  9. SarahN says:
    May 13, 2014 at 4:22 PM

    Well having read the other comments, I know I can and have given up take away coffees, my own car, the internet, hair cuts, nails (ha!), pets for the sake of a dollar. (I probably SHOULD spend on nails for the same reason as above though!)

    But there’s always a dollar spare for a meal out. Not nightly, but at least once a week or a fortnight, I find eating out so relaxing – no prepping, no tidying up, and usually great company (ie when I lived alone that was a big part of it too). So I’d say that’s mine.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:12 AM

      Eating out is a nice luxury 🙂

      Reply
  10. cosmogirl2100 says:
    May 13, 2014 at 1:11 PM

    Good skincare is definitely mine 🙂

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:12 AM

      Which equals good products!

      Reply
  11. Michelle says:
    May 13, 2014 at 12:58 PM

    I’m not sure if it’s considered luxury, but I love this Mexican restaurant right down the street from us. I can never give that up!

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:12 AM

      Eating out is a luxury. 🙂

      Reply
  12. Elle says:
    May 13, 2014 at 12:53 PM

    Dinner out twice a month, brazilian wax (TMI – sorry), and organic chicken.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:12 AM

      Eating out is definitely a good luxury…

      Reply
  13. GirlinaTrenchCoat says:
    May 13, 2014 at 12:50 PM

    Movies and books! I love watching new releases in the cinema so that people can’t spoiler it for me. I try to borrow books as much as I can from the library, but there are some titles I purchase because I want to keep them forever.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:13 AM

      I don’t mind it if people spoil movies for me.. then I know what to expect 🙂

      Reply
  14. Dayle says:
    May 13, 2014 at 12:42 PM

    I go to Timmy’s several times a week, but I think I could give it up if needed.

    For me it would be getting manis/pedis.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:13 AM

      I only go when there’s an event.. just had a pedicure yesterday and it was heavenly..

      Reply
  15. Bridget says:
    May 13, 2014 at 12:29 PM

    Coffee, dry shampoo, and my Lancome Hypnotix mascara ($30/tube)

    I am never too broke for these items!

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:13 AM

      How long does that mascara last??!

      Reply
  16. Alicia @ Financial Diffraction says:
    May 13, 2014 at 11:27 AM

    Oh I feel like I can agree with all the previous comment to an extent. I guess that means there is some “fat” in my budget.

    I have bangs, so I require at least trims on those. And I love my pets too much to give them up because of finances (not happening!). I did stop waxing my eyebrows, but I’m lucky to have a nice natural shape with only a few strays that I can pluck.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:14 AM

      My eyebrows are nonexistent.. I need a pencil to make them look normal..

      Reply
  17. Lila says:
    May 13, 2014 at 10:59 AM

    Waxing my eyebrows, during the recession this was something I refused to cut back on. I’ve tried doing it on my own and it doesn’t look as professional.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:14 AM

      You must have really nice brows to need them waxed!

      Reply
      • Lila says:
        May 14, 2014 at 11:35 AM

        @save. spend. splurge.: They do look nice when waxed, but if they don’t get waxed they tend to look unruly and when you’re dark haired then everything stands out and they look really bad. 😛

        Reply
        • save. spend. splurge. says:
          May 14, 2014 at 12:39 PM

          I wish I had eyebrows thick enough to wax!

          Reply
  18. Morgaine says:
    May 13, 2014 at 10:56 AM

    I would also say pets, I love my 2 little furballs 🙂

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:15 AM

      Everyone loves their furbabies 🙂

      Reply
  19. AdinaJ says:
    May 13, 2014 at 10:07 AM

    I have a few to pick from, but perhaps the hardest one to explain to people is getting my nails done once a month. I have brittle nails, and used to be a nail-biter as well, so the gel overlay helps to keep them presentable. I “talk with my hands” a lot, and this way I don’t feel self-conscious about it.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:15 AM

      You’re like me. I wave my hands around like a madwoman..

      Reply
  20. Sara says:
    May 13, 2014 at 9:24 AM

    My haircut. I would rather go without (and sometimes do) a haircut than opt for a more budget-friendly stylist.

    I’m also tempted to say my pet, but he’s considered a family member. But while I couldn’t part with him, I think I could forgo having an animal in the future. I’m attached to this guy, not necessarily to the idea of always having a pet

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:15 AM

      That makes sense. You love him but not necessarily needing to have a pet all the time

      Reply
  21. Stefanie @ The Broke and Beautiful Life says:
    May 13, 2014 at 9:02 AM

    FOOD. Usually in the form of tacos 🙂

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:16 AM

      Eating out, right? 🙂

      Reply
  22. Ksenija says:
    May 13, 2014 at 7:48 AM

    Books & music CDs. Can. Not. Stop. Myself.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:16 AM

      Mine is books but I get ebooks so I don’t pay for them. That’s why Starbucks is on my list.

      Reply
  23. Liquid says:
    May 13, 2014 at 6:44 AM

    I can never give up my internet lol. Second choice would be my car. And I always get Heinz ketchup. I’ve tried the store brand before but it’s just not the same >_<

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:16 AM

      I thought the internet was a fixed expense for me!!!

      Reply
  24. iou says:
    May 13, 2014 at 6:36 AM

    Getting my hair done…I have bangs and highlighted blonde hair. Not the most low-maintenance style you could have, but I know I suit it so I just work it into my budget.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:16 AM

      If it makes you feel good, it’s worth it.

      Reply
  25. Her Every Cent Counts says:
    May 13, 2014 at 4:44 AM

    I live with so many luxuries, it’s hard to pick one. I’d say the occasional trip to the mall and designer outfit. I spend way too much on clothes. Also, Amazon splurges.

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:17 AM

      Designer clothes are a big splurge for me too.. but I could give it up for tea or Starbucks.

      Reply
      • Her Every Cent Counts says:
        May 14, 2014 at 5:52 PM

        @save. spend. splurge.: btw, random question, what comments plugin do you use? is this just WP?

        Reply
        • save. spend. splurge. says:
          May 14, 2014 at 6:01 PM

          Yes it’s just WP 🙂

          Reply
  26. Clarisse @ Make Money Your Way says:
    May 13, 2014 at 2:11 AM

    Going to a salon and massage spa! Even if I earn on my own, my mom scolded me when I had my hair rebonded and buying my favorite but expensive whitening lotion, scrub and soap. 🙂

    Reply
    • save. spend. splurge. says:
      May 14, 2014 at 10:17 AM

      MASSAGES! I never get them because they’re so expensive, I don’t even consider them as part of my budget, just a “once in a while” thing.

      Reply
  27. Erika says:
    May 13, 2014 at 1:14 AM

    Having pets, especially horses, grass in the backyard, Coca-cola, and driving a big diesel truck even if it is sometimes a pain to park and guzzles fuel.

    I can’t really pick just one thing, but if I had to it would be my pets.

    Reply
    • save. spend. splurge. says:
      May 13, 2014 at 1:29 AM

      Oh that’s a good one. Pets! Furbabies.

      Reply

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