In Budgeting, Canada, Discussions, Money, Week of Money Diary

Week of Money: Where I crush the “Crow” pose and make my 2019 yoga goal!

DAY ONE

??:?? — Definitely early. DEFINITELY TOO EARLY. I take him to the bathroom and ‘force’ him back to sleep by telling him it is midnight and we are still sleepy. At least I am.

??:?? — He’s awake. Another potty run, and I grab his milk. He whispers: I can’t find my babiest baby. (It’s a tiny stuffed animal that takes forever to look for in a huge King-sized bed)

5:00 a.m. — WHY MEEEEEE… WHY WHY WHY…….. I wake up, he is bouncing with sweet energy, and he asks very nicely: Mommy? Can you find my babiest baby for me? I nod wearily because he is obviously not going to let it go, and search for it. By a miracle, I find it, grab it, and leave the bedroom, closing the door to let my partner sleep in. Little Bun only wants Mommy in the morning so no sense in both of us being tired.

5:11 a.m. — I make a tea, and go to post about how I don’t give gifts to Little Bun for holidays or talk about Santa Claus, and my entire mobile site is gone. UMM. WHAT?… I guess the plugin disappeared or got deleted somehow (someone is working around on my site), and I just end up spending the morning searching for a stopgap solution. It isn’t cute but it works. And it is fast.

6:07 a.m. — Solution found. The only minor change I want to make is to make the background a custom red colour but I am not too fussed about it.

6:19 a.m. — I start getting ready for work. But then I realize my legs are still in pain so I send a message to work from home.

7:24 a.m. —I drop Little Bun off, and tell my partner later on that he HAS TO STICK TO THE SCHEDULE. Unless he is sick, he goes every day to daycare whether we are at home or not.

8:11 a.m. — I drop off my Poshmark sale, and come back home, log in and start working.

9:01 a.m. — First back to back calls of the day.

10:30 a.m. — I head out for a lunch, I want to take advantage of this great vegan burger discount / deal for as long as it lasts. HALF OFF? And it is yummy? I’m eating it daily.


11:01 a.m. — On a call. I forgot all about it. It is going to cut right into lunch.

12:19 p.m. — STARVING. I get there and it has mysteriously “disappeared” off the menu. Looks like I won’t be coming here to eat every day this week, I’d rather eat at home than eat out here as it was a treat… so I buy my beloved (disappearing) vegan Crab burger (it is SO GOOD but they are removing it from the menu) and plan to eat at home for the next 4 days until my friend visits.

1:15 p.m. — Home, working.

4:12 p.m. — Time to shower, and then I grab Little Bun!

4:29 p.m. — He is so happy to see me. I cuddle and kiss him and his face just turns into pure joy as he runs towards me. He makes me check the time, and says: Mommy you didn’t come at the RIGHT TIME.. He means at 16:30 exactly. I tell him that I showed up early! Isn’t that great!?

5:10 p.m. — I feed him his dinner. He balks at the pumpkin soup: “But I want tomato soup!” … and I tell him pumpkin soup is for autumn! It is an autumn soup!

6:28 p.m. — I eat my own dinner, and then do dishes and laundry.

7:56 p.m. — Time for bed. We snuggle in bed, read books, and then he asks quietly for movies, and we watch a few before bedtime.

Spent: $

DAY TWO

??:?? — Not going in today. I am taking advantage of working remotely, Little Bun in daycare and living MY BEST LIFE.

7:00 a.m. — I go to drop Little Bun off at daycare. He asked to leave at 6:55 a.m. (specifically that time), and wants to play in the car and chat before we go into daycare. Fine by me. If this is his routine to get comfortable before he goes into daycare for the day, I am happy about it.

7:10 a.m. — We sit in the car and talk, explain things, etc. And then I finally take him in. His face starts to crumple as I go to leave and I can’t hear him through the aquarium (LOL) glass, so I go and ask him what he wants. He tells me he wants me to pick him up at 14:30 (I am totally not kidding – he uses military time). I tell him 14:30 is not possible, but 16:30 is. He nods and just like on the iPad app for math he loves playing with, says: Oh oh! I meant to say 16:30. I hug and kiss him good bye again.

7:37 a.m. — Home, my partner is dying with a math problem from school. He is cursing under his breath which is kind of distracting but I talk to myself as well so I zip it.

8:01 a.m. — My first of many calls of the day. I do dishes while I am on the call. Multi-tasking! LOL.

9:37 a.m. — Why is this guy speaking like a robot? … some people have such a smooth suave chat. I really mistrust people who speak like this.

10:15 a.m. — I break for lunch.

12:00 p.m. — Hopping onto a call.

2:53 p.m. — I take a post-lunch, lunch break and eat another lunch. I am too hungry today.

4:15 p.m. — I head off to go grab Little Bun. He runs to me but looks like he is about to burst into tears. I think he has been holding in / on to the fact that I was coming soon… which makes me a feel a TEENY bit guilty, but not really. He has to learn somehow, and school will start soon and it won’t be so easy on him with only 3 days a week.

4:48 p.m. — Home. We have a routine – check the mail, come home, remove shoes, wash our hands, change into inside clothes, drink milk, and then start on our day. I open a package, we make a cashew smoothie (it’s so funny but cashews with dates, mixed together gives a combination that is very close to chocolate/cocoa), and then I wash all the dishes and feed him pumpkin soup.


6:51 p.m. — I set him up with videos, and then check for unclaimed money with the Bank of Canada, hoping I have some secret bank account I forgot about 😛 (UNLIKELY).

7:23 p.m. — I have my outfit for tomorrow already set out, and I pack a yoga outfit as well.

8:40 p.m. — Time for bed after I eat some yoghurt (a treat!), wash my face and brush my teeth.

Spent: $0

DAY THREE

??:?? — I wake up feeling like crap. I am not going in today, I am not in the mood to see people.

7:00 a.m. — I (happily) get Little Bun ready for daycare, and throw on a sweater and some jeans. We play in the car before we go in, and chat about how much he will love being here today. He goes in, and then says very softly: I want a snuggle before you leave. My heart melts. I know he is playing me because he clearly wants to prolong this, but I give in. We change out his shoes to indoor shoes, and I snuggle / hold him for a few minutes. I finally tell him – you have to go in now. He nods softly, wants to high-five by the door (OMG SO MUCH STALLING), and then he goes in, and high-fives me twice through the window before I leave. He is smiling and happy. I don’t mind doing this if it helps him go in but I definitely can’t do this all the time.

7:23 a.m. — I make a tea when I come home and drink it, while doing banking and transfers. I am shifting my money to another bank account for 2.8% interest, and I do $50K daily transfers, making sure I still cover my bills / debits from my other account.

7:30 a.m. — I start working.

9:16 a.m. — I dial into my call. They changed the call last minute so I am late to the call. Oh well. I am not really part of this particular team so it’s fine.

12:08 p.m. — Time for a lunch. I worked nonstop all morning.

4:28 p.m. — I go and grab Little Bun. He seems kind of teary-eyed. I think today was rough, he needed the snuggle in the morning.

5:15 p.m. — At home I feed him vegetable stew as we talk about nonsense (he makes me poke him with a finger to tip him over like a cow)…

5:40 p.m. —I mention to him that it may not be a holiday and he might have daycare to go to.. He looks at me tearfully and said: But MOMMY you PROMISED. You promised no daycare. I look at his sweet little face, and I tell him that I’ll stay home then. I did promise him, I though it was a daycare holiday but in fact, it isn’t. My mistake, and I don’t mind hanging with him.

6:56 p.m. — I practice my Crow and something clicks. I manage to HOLD IT! I am gripping the bed like an actual.. well.. Crow, and my heart is forward, and the balance is there. I practice my handstand. I CAN HOLD THE CROW. OMG. It was one of my goals for 2019 and I NAILED IT!

8:50 p.m. — Time for bed. We are loose on the bedtime because he is staying home tomorrow.

Spent: $

DAY FOUR

??:?? — I wake up, coughing. I don’t want to go into work but I also do, you know? I am starting to make friends (DAMN IT).. and it is fun to go in and chit chat. 😛 Little Bun rolls on top of me, cuddles, and says: Mommy. I think it is 5 or 6 a.m. Time to wake up. Is it 5 or 6!? THE HOUR MAKES A DIFFERENCE. 🙂

6:30 a.m. — I put on my white dress choice and realize I need a nude slip but can’t find it. UGH. I switch to another dress, put on a belt, hate the belt, remove the belt, and try a necklace instead. Much better. Little Bun picks out my watch, my ring to match my necklace, and my shoes. He is such a good helper and so incredibly sweet especially if he has slept a lot, otherwise he is a monster as all children and adults are when they are sleep deprived.

7:01 a.m. — I head off to work super early. No drop off, so I make it there in record time.

8:08 a.m. — First meeting of the day. My new friend (colleague) on the project (I click with Americans the best I don’t know why), are giggling like crazy all morning… we make plans in 2 weeks when she is back up to go out for a vegan burger. <3

11:50 a.m. — Time for yoga. I jet off to the studio and go through the class, really stretching slowly, and then practice my Crow and my Handstand quickly. I CAN HOLD THE CROW NOW! DID I TELL YOU? I am so happy.

2:28 p.m. — Calls and calls, I am eating lunch through it…

3:37 p.m. — I jet back home. BYEEEEEEEEEE!

4:15 p.m. — OMG. I am on the highway and I realize I am an idiot (not just any kind of idiot, the forgetful kind). I left my lunchbag and my ring at the office. I have to go back, I won’t be working tomorrow.

4:32 p.m. — I head back to the office and grab my things.

5:03 p.m. — Home.. “late”… I planned on coming back early, and I am surprised with a pizza. <3 .. Little Bun checks the time then greets me with: MOMMY YOU ARE LATE! You said 5 p.m.!! (this child..) … Are you very hungry Mommy? Do you want food? We have food for you.

5:38 p.m. — Little Bun hovers around me and the pizza, dancing around me, asking me where it is, how I am going to cut it, etc. His father eyes him and tells him the pizza is for Mommy, he already had his share. He nods. Turns out, he just wanted to see me cut it in half, and then in quarters, like in his beloved Fractions book. As I am cutting he, he squeals: A HALF! … Now a quarter! Now EAT ONE MOMMY. So there are THREE quarters left! … and so on.

5:40 p.m. — “Wowww… the pizza looks gooood..“.. <– Little Bun seeing photos of it.

5:43 p.m. — My partner goes out to run errands – my friend is up for a 5-day vacation with me this week and my partner is cooking a huge lunch…<3 I am planning on eating lunch and dinner out with her ALL WEEK so this will get $$$$$$. I have budgeted a generous $1000. For 5 days. So $200 a day.

5:58 p.m. — I wash all the dishes, and see if I need to queue up anything. This whole week I won’t be on social media at all, so it will be difficult to update, etc.

6:28 p.m. — “Let’s do some BEDMAS!”… and I write out math equations for him to solve, I am making them trickier now with brackets that have exponents…

7:18 p.m. — We do some exercises in English and math. He says: “Mommy I want to do greater than, less than or equal to equations“… and I write out a bunch of numbers and have him write in the proper < > or = …  and then get ready for bed.

8:25 p.m.Why are you so cute, Little Bun…. ? ….His response: Because I love Mommy more than anything in the whole world, always, always, no matter what.


Spent: $

DAY FIVE

??:?? — Coughing.

6:00 a.m. — I wake up and get ready. I make some tea.

8:08 a.m.Mommy.. what’s that sick cloud doing over there? … I see a green light shining on a cloud and I explain it is the green light from a building. He shakes his head – NO! The cloud is sick because it went WHOOOOSH too fast, and now it is dizzy, and going to vomit because its tongue is now all green… (he is clearly combining his experience with motion sickness and empathizing with this cloud)

8:08 a.m.Mommy? Maybe we can watch videos now. *bats his eyes at me* …. He has such a great, kind way of asking. LOL

10:25 a.m. — He is super excited to go pick up his aunt at the airport (all of my friends are called aunts or uncles), and he dresses himself, he gets ready, and whooosh out the door.

11:30 a.m. — I pick up my friend, squealing. This is going to be a GREAT weekend. She is so excited, and he is excited!

12:49 p.m. — My partner arrives home and then I take my friend out for lunch while Little Bun naps, then we plan on having dinner later as well. SO MUCH EATING.

1:44 p.m. — We split a quick vegan burger that she is AMAZED by, and thinks the restaurant LOV is super cute (which it is). $11.50

3:50 p.m. — We are just sitting and chatting and chatting… we head back after a bit and hang out with Little Bun before we get ready for our first dinner.

6:08 p.m. — The food was pretty good at La Chronique. The menu always changes but it was delicious for the amount we got, and we paid about $100 each. The foie gras, risotto and the desserts were divine. The bread though was a complete ripoff. DO NOT GET THE BREAD for $2 per person extra. It was dry, old, and pathetic. $96.03

 

8:25 p.m. — At home, Little Bun is so excited. He and her, get along like best friends the first day. She is SO good with him and he is so great back to her. She’s really incredible, taking him off our hands and playing with him while I do things like dishes, clean up, etc. It makes me sad because I wish more of my friends lived here in Montreal, they would get to see Little Bun grow up instead of just a little bit of time each year.

Spent: $107.53

DAY SIX

6:00 a.m. — I wake up and try to keep a lid on this child but he is already enamoured with my friend, and asks me when she will wake up. I tell him I don’t know!

7:09 a.m. — “Mommy, how about some piano today? I want to name notes on the treble clef“… and I write out a bunch of treble clef notes and let him name them with FACE for spaces and EGBDF (Every Good Boy Deserves Fun). I am DEAD SERIOUS that he asks for his. I do not push him at all. Please believe me…

8:08 a.m. — We spend the morning with Little Bun playing and having fun, and then head out for lunch.

12:08 p.m. — This place Caribou Gourmand was okay. Not anything special. I’m glad I didn’t pay much cuz.. it’s stuff I could have made at home. $24.47

2:28 p.m. — We walk around, hang out, chat.

4:15 p.m. — We head home and we hang out and have fun with Little Bun and then get ready for a restaurant.

6:40 p.m. — At the restaurant, we sit down. It is small, dark, stinks of fish but that’s okay I love food.

8:40 p.m. — But this place La Provisions was disappointing AF. Small portions that you HAD TO SHARE, and the food didn’t blow me away. A friend recommended it and I am not impressed.  $106.48

9:26 p.m. — At home, my friend is a ROCKSTAR. She has no kids, but gets Little Bun excited about brushing his teeth, and getting ready for bed, and I am amazed at how great she handles him.

Spent: $130.95

DAY SEVEN

??:?? — Time for another day. Time is going by SO FAST.

6:00 a.m. — We start the morning slowly… He hangs out with her, and even climbs on top and gives her huge morning bed hugs. This is … so heartwarming. She loves him so much already, and loves watching him eat the most. She has probably taken more photos of him than I have!!!!

8:59 a.m. — We head out to run errands with Little Bun and take him to buy pastries at Cheskie Bakery – which has amazing babka, and it is incredibly delicious. She buys HUGE BAGS to bring them home to Toronto.

12:08 p.m. —  We settle down and eat pasta. This place Pasta Casa is quite good, very authentic! $47.60

2:28 p.m. — He conks out in the car as we drive home.

4:25 p.m. — We have a coffee and a hot drink at this very beautiful Crew Collective place (so iconic and a calm place to chill) before heading out to dinner. $16.70

6:26 p.m. — Dinner time! This time it is at a place she picked, and we are IN LOVE with Helicoptere. $80.03

9:45 p.m. — Home, and then we play with Little Bun and brush our teeth before bed.

Spent: $144.33

———-

Want more? Read all of my previous Week of Money Diaries.


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Sherry of Save. Spend. Splurge.

I got out of $60,000 of debt in 18 months using TheBudgetingTool.com. Since then, I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K (savings rate = 85%). I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I also post daily on Instagram @saverspender.

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