How much would it cost you to replace it?
When you are thinking about what to get rid of, you can just ask yourself: How much would it cost to get it replaced? If one day, you think you MIGHT need the item, think about wha
In the world of Save. Spend. Splurge.
Ā ONE. A quick history lesson on incomes relative to the cost of housing in Toronto. In 1936 there was a depression. […]Ā it took 5.4 times annual income to buy ā which by
Investing Series: What is the difference between weighted, listed, and effective MERs?
This is a part of theĀ Investing Series. āāāāāāāāāāāāāāāā- SHORT ANSWER: There is the “list” price of an MER (what the cost is), and the
In search of trying to create the perfect life
I’ve been thinking a lot about personality lately and how it determines a lot of what happens in our lives. People from the same background, even from the same family (like m
The 10 Billionaires We Don’t Hear About in the Media
We sure hear a lot about Warren Buffett (Berkshire Hathaway), Larry Ellison (Oracle), Bill Gates (Microsoft) or of the Walton family (Wal-Mart), if we pay attention to finance, tec
Quebec Living: List of tax benefits and programs of having a child
DAYCARE You can go to La Place 0-5 and check out all the daycares, they have a list of almost all of them. You have twoĀ major categories of daycares: Fully subsidized – The
In the world of Save. Spend. Splurge.
ONE. My heart is bursting with pride right now. This is such a wonderful thing (as a woman) to hear that an Iranian Maryam MirzakhaniĀ has become the first in history to win that c
Travel: What it’s like to visit China – Their Homes and Toilets
This is part of theĀ Travel: What it’s like to visit each city seriesĀ I’m doing, to talk about what it’s like to see each city I’ve been through, from a fo
The Canadian Financial ‘Money Things To Do’ Checklist for Each and Every Year
Here’s my short checklist of financial money management I do before the end of the year to prepare for the next. It is not everything I do (and I don’t do it all, such
Tips and Tricks: How to handle regular banking with an online bank
I’ve been with online banks since I was 19 (like President’s Choice (PC) Financial or Tangerine in Canada). I basically hate paying bank fees, don’t like leaving