In Link Love, Money

In the world of Save. Spend. Splurge.: You’ll need a million to retire.

As we all thought – you’ll need about a million to retire comfortably. For me, that is my goal, seeing as my net worth is nearing $1 million at the time of this post, but about 40% of that is in fixed assets – home and car. The rest? It is in liquid assets, but it won’t be enough until I have about $1M saved. Or more. I am actually aiming for $3M….

This Judith Leiber encrusted hamburger clutch is ridiculous and funny, and expensive AF.

For the reader that asked about index funds and the bubble, might want to read Matt Levine’s take on whether index funds are something we should worry about.

These heels need a moment because I love the look of a heeled loafer. It just looks so cool, yet chic… and not at all basic. I’ve decided all and only shoes coming into my wardrobe, have to be interesting and cool, or else it is a waste of my money. You know, like these gorgeous studded sandaled heels.

If you’re used to a stereotypically Millennial lifestyle of Lyft, Ubers, WeWork, Peloton and all of these companies I personally only have a vague idea of what they are as an Older Millennial, your life is about to get far more expensive because .. guess what? They are not sustainable, profitable businesses.

Something about this thick, chunky magenta pink turtleneck is making my heart flutter.

And a sliver of hope for the world out there, one of the most profound videos I have seen in a long time on the earth and climate change reversal: How to green the world’s deserts – a proven method (TED Talk)…..

The world’s most dangerous roads are  in the Congo…. This stuff is scary. I don’t think I can complain about these massive potholes in the roads any more.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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Posted on May 22, 2014

In the world of Save. Spend. Splurge.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.