Personal Finance Blog
  •  About
  •  Best Posts
  •  Products
  •  Budget
  •  Invest
  •  Books
  •  Minimalism
  •  Help
  •  Contact
Home › Link Love › In the world of Save. Spend. Splurge.
Link Love

In the world of Save. Spend. Splurge.

ONE.

You know, I’ve always felt that in some ways, life really was easier in the past before there was easy credit.

Maybe if we had less access to easy credit it would be so easy to spend $15,000 – $20,000 on beauty services and products per year, or maybe it’s all of our faults as bloggers (guilty as charged!) for enabling people to spend.

And I thought my current $1700 for 2013 (until end of October 2013 for makeup, toiletries and spa/grooming) was bad….

Instead, you could just take one of these 5 steps to increase your net worth by $25,000 a year while earning $50,000.

Think it’s not possible? Then you should read the logistics on how it’s done. It’s not easy but it is doable.

TWO.

You know, I can’t REALLY believe that smokin’ hot 28-year old Bar Rafaeli can’t land a boyfriend.

That’s just.. crazy talk. Unless she’s some sort of closeted weirdo.

bar-rafaeli-supermodel

There’s something a little off.. or maybe men are just too intimidated to ask her out and she doesn’t mix in “normal” circles of non-celebrity and non-Hollywood friends.

Or maybe this is a Marilyn Monroe complex where after the mystique wears off, she’s just a normal, super tall, super hot girl with flaws like everyone else.


THREE.

Belle of Capitol Hill Style gives you the basics of building a dress wardrobe for work. Every item on that list? CHECK. I’m a dress fiend.

So really, if this Chrysanthemum dress was not made in China by Pink Tartan, I’d seriously consider buying it because of its sheer beauty.

Or if I were a guy, this $20,000 bullet-and-knife-proof suit.

FOUR.

Have you ever thought about how long you want to live?

Apparently what you eat and what you do has very little to do with it, it’s more your genes and then your happiness level (or lifestyle) that determine how long you live.

FIVE.

I have had an unhealthy obsession as of late of wanting to design and make my own clothes. I can’t ever find anything I like on the rack, and this frustration makes me want to learn how to sew.

So when I saw this amazing DIY midi circle skirt, I gasped..

http://cottonandcurls.blogspot.ca/2013/10/diy-midi-circle-skirt.html

You could also style this skirt EXACTLY like Blair did, although her skirt was not DIY.

You might also want to take a look at this guide to making sure that your clothes fit the way that they should.

SIX.

I tell this to myself all the time these days because there are sometimes better things to do.

Like ogle this J. Crew photo shoot behind the scenes.

Or learning how to tie my scarf in a new way.

SEVEN.

I love Banksy’s work. He’s taken over NYC now.

EIGHT.

I read a lot in British fashion magazines about how to “be more American” (read: assertive), so learning that New Zealanders are just as passive, doesn’t really surprise me.

It seems like we North Americans on the whole are quite assertive, although I will say that Canadians have a tendency to be more passive-aggressive than Americans.

NINE.

Yeah.

I should have listened to the advice of people far smarter than me, like Carl Icahn, although his return on his Netflix stock was over 450%!

I probably would have sold at 100%. Silly me.

Although maybe you should just read this list of Rich Habits versus Poor People Habits and take a few lessons from some evil billionaires on how to get rich (hint: index funds.)

TEN.

While I think cashmere (quality cashmere, not cheap Uniqlo or Joe Fresh cashmere) is a fantastic purchase, it pains me to read when people call clothing items “investments”.

ELEVEN.

Just look at the price tag and crack the retailer’s price code by way they end the prices with .97, .49 and so on.

Love this? Please help me share it!

  • Click to share on Facebook (Opens in new window)
  • Click to share on Twitter (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
  • Click to share on Tumblr (Opens in new window)
  • Click to share on Reddit (Opens in new window)
  • Click to share on WhatsApp (Opens in new window)
  • Click to print (Opens in new window)
  • Click to email this to a friend (Opens in new window)

Related

Disclosure: Save. Spend. Splurge. uses affiliate links from Shopstyle and Amazon. If you click on a link, I could get a small commission, typically a few cents. Thank you for your kind support!
Articles Blogs Link Love Links

Post navigation

  • ← October 2013 Budget Roundup = $211,136.70 or an increase of $2843.20 or +1.36%
  • Do your damn job as a parent →

Related posts

In the world of Save. Spend. Splurge.: Where Millionaires are happy because of their money. Duh.

In the world of Save. Spend. Splurge.: The average net worth of millennials by age

In the world of Save. Spend. Splurge.: Why are rich people such a**holes?

30 thoughts on “In the world of Save. Spend. Splurge.”

  1. Chris says:
    November 11, 2013 at 2:57 PM

    Have to disagree with your conclusion here again I’m afraid. You summarized as follows; “Apparently what you eat and what you do has very little to do with it, it’s more your genes and then your happiness level (or lifestyle) that determine how long you live.” Unfortunately you missed one very important point. Although genetics may play you a better or worse hand, it turns out that 80% of people die prematurely due to lifestyle factors (ie what you eat and what you do (exercise, sleep, substance abuse). Good living may not make you live past 110, but is likely to get you close to it and let you feel good most of the way there. What you do will determine how close you get, and how many of those final years will be lived in poor health. Just as an aside, it turns out that we actually control many of our genes, and have the ability to turn them on or off, strangely enough through our actions such as exercise as well as by what/how much we eat. So no getting away from personal responsibility, either in health or personal finance. Take care.

    Reply
    • save. spend. splurge. says:
      November 11, 2013 at 7:09 PM

      I am only referencing the article’s premise of what they claim is true. Please click on the link and read it.

      I am already a freak about personal health, as I don’t eat processed food, nor do I plan on leading a sedentary life.

      Reply
  2. Natalie says:
    November 9, 2013 at 12:58 PM

    Wow… what the fudge…? The article about the price codes…..? Super interesting stuff!

    Reply
    • save. spend. splurge. says:
      November 9, 2013 at 9:21 PM

      Isn’t it!?

      Reply
  3. Kandice@The Simple Year says:
    November 8, 2013 at 10:39 PM

    Yay! Weekend reading for me. Definitely gonna dig through those links. Hope you’re feeling well!

    Reply
    • save. spend. splurge. says:
      November 9, 2013 at 11:55 AM

      @Kandice@The Simple Year: Woo hoo!!

      Reply
  4. Tania says:
    November 8, 2013 at 3:22 PM

    I definitely think we are greatly affected, as a society, by easy access to credit. We wouldn’t buy more car, handbag (or in the recent history, homes) than we need or could afford without it. There is so much psychology at play in selling luxury items as well as offering credit. I remember in college all the free stuff they used to give away if you signed up for a credit card (i.e. really nice stadium school logo blankets/hoodies at the football game for example). My life for sure would have been different (& it still can be) without access to credit. Her debt reduction is impressive too, it was a great post.

    Those dresses are great and I’d agree a dress is the perfect foundation. It’s minimal too as is so versatile. A jersey dress can go out to dinner with heels/statement necklace, out on a weekend day with flat boots/hat or to work with jacket/pumps. I keep a few business attire outfits on hand, just in case, and they all involve a dress.

    Have you heard of Yoshiko Tsukiori or Hisako Sato? I’m always lurking on their sewing book listings on Amazon. They are so cute and look so simple. Very Japanese too, which I love. Both are from Yohji Yamamoto’s fashion school.

    The fashion blog that wrote about sweaters is so beautiful! I don’t mind when people talk about investment dressing in terms of buying classic higher quality pieces vs cheap or trendy. But lol I can see why it would irk you. I never think of sweaters as long time purchases. No matter how high the quality and how much you care for them, they do get fuzzy, faded and worn at a certain point. It’s one of those things I almost always buy on sale or secondhand new with tags. I love wool because of its breathability and it’s interesting now to hear many minimalists or travel around the world types rave about just that and I see lines that offer sportier styles like tanks that can be worn in warmer climates. I always look at the fabric content because acrylic makes me itch and I’m allergic to rabbit fur. So, it is wool and cotton for me but I do love a good cashmere wrap/scarf in an air conditioned office of theatre.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 7:52 PM

      @Tania: We had free credit card gifts too. Hats, t-shirts.. that’s why everyone signed up 😐

      I have no heard of any of those designers (designers?) but I am definitely going to check them out. I would LIKE to learn how to sew but I’m scared… I’m not very handy or crafty but I would like to make my own things.

      Sweaters are definitely not long-term purchases, but once they get ratty they turn into house sweaters (just to keep me warm but not to go out in public in).

      Acrylic doesn’t make me itch but it makes me sweat up a storm.

      Reply
  5. Ariana Auburn says:
    November 8, 2013 at 1:57 PM

    #1- I am scared of credit cards. Evil things.
    #2- She ignores the law of supply and demand: The Good/Right Man is always on low supply (but always on high demand).
    #3- I always go for the professional look at the office.
    #4- The article isn’t 100% correct: my great-grandmother lived to be 98 and was miserable/constant pain for the last few years of her life.
    #5- Making a skirt like that is SO worth the effort once you’ve found the fabric you love 🙂
    #6- I feel the same way about Pinterest: its like porn for the crafty mind.
    #7-Banksy’s work is awesome.
    #8- It’s hard to be assertive in another country. Unless it concerns money, then it is necessary to be assertive. It can make a difference between getting ripped off or saving money.
    #9-I do 70% of the habits. The other 30% don’t apply to me (no kids)
    #10- I saved money by viewing my clothes as things to cover my body with.
    #11- I’ve become a master at reading those price tags after working in retail for so long 🙁

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 7:50 PM

      @Ariana Auburn: I love that you replied to each of my points!!!

      I really wish I could sew. *sigh*

      Reply
  6. Kyle | Rather-Be-Shopping.com says:
    November 8, 2013 at 11:32 AM

    Wow, I really wish I had invested in Netflix at the start. I also love the list of 20 Things Rich People Do Every Day, I need to get off my butt and do more reading, no doubt! Thanks for including my link in your cool list.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 2:30 PM

      Who could have known? 🙂

      Reply
  7. MatthewChat says:
    November 8, 2013 at 10:22 AM

    I think the answer to #2 is on a side bar in the article you referenced:

    RELATED: SEE IT: BAR REFAELI KISSES GIRL FRIEND ORNA ELOVITCH

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:40 PM

      @MatthewChat: Ooo maybe. But she says that she does have an ideal man in mind…

      Reply
  8. Stefanie @ The Broke and Beautiful Life says:
    November 8, 2013 at 9:48 AM

    Thanks for the link back. I have made the mistake of calling some of my clothes “investments”. You’re totally right in that they’re not. I just think of my lululemon pants that way sometimes because 1. they’re ridiculously expensive and 2. they’ve outlasted 5 pairs of express yoga pants.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:40 PM

      @Stefanie @ The Broke and Beautiful Life: Just call them a pair of really.. awesome.. longwearing… low cost-per-use pants.

      Reply
  9. Done by Forty says:
    November 8, 2013 at 9:44 AM

    You always have such interesting things to write about. I think my wife would like it…when she’s done with her research and back in the states, I’ll point her to your blog.

    As for Bar, I heard a quote a while back along the lines of, “Show me a beautiful woman, and I’ll show you a guy who’s tired of her crap.” It’s kind of a crass quote but I love the sentiment: we’re all flawed, we’re all going to have stuff that annoys the crap out of a significant other, and that superficial beauty is as susceptible to hedonic adaptation as anything else. You get used to it.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:40 PM

      @Done by Forty: HAHA! Don’t point her to my blog unless she wants to waste lots of time and start feeling like she wants to go shopping (just kidding).

      I’d agree with that quote. I think everyone is human with flaws that others can’t or don’t want to see in themselves or others. It’s just a question of finding your match and trying to get along.

      Reply
  10. Debbie M says:
    November 8, 2013 at 9:32 AM

    One stock strategy is that once you make 100%, you sell half–the rest is all gravy!

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:39 PM

      @Debbie M: Good point 🙂 I’ll keep that in mind with my stocks!

      Reply
      • Debbie M says:
        November 8, 2013 at 6:59 PM

        @save. spend. splurge.: Then after that, well, maybe sell some more every time it doubles?

        Reply
        • save. spend. splurge. says:
          November 9, 2013 at 9:21 PM

          If only it doubled like that like clockwork 🙂 Sometimes you have to take the money and run.

          Reply
  11. Jane Savers @ Solving The Money Puzzle says:
    November 8, 2013 at 9:08 AM

    I can hem pants and sew buttons back on and make children’s Halloween costume but I couldn’t sew anything respectable.

    Thank you for including my link. Easy credit has sunken a lot of lives.

    Bar Rafeili is probably still hung up on some guy she used to date and no one else can compare to the romanticized vision of that guy.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:38 PM

      @Jane Savers @ Solving The Money Puzzle: I can also hem pants (no sew tape), sew a basic square for a pillow, and buttons…

      Other than that, it’s all going to the tailor.

      Poor Bar. Even pretty models have problems finding men.. but I do reckon it’s because of her high expectations.

      Reply
  12. Emily @ Urban Departures says:
    November 8, 2013 at 8:39 AM

    Oh, I love circle skirts and have been considering making the one from the tutorial you linked to; I’m just trying to find the perfect fabric now. I’m also in love with Atlantic-Pacific’s grey pleated skirt in the link: http://atlantic-pacific.blogspot.ca/2013/11/equipped-for-season.html

    P.S. You’re links are distracting! Haha.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:37 PM

      @Emily @ Urban Departures: Blair has some seriously sweet style.

      You might want to check out Penny Pincher Fashion too. I am currently IN LOVE with her looks.

      Oh and Allie from Wardrobe Oxygen.

      Reply
      • Emily @ Urban Departures says:
        November 9, 2013 at 1:48 PM

        @save. spend. splurge.: Thanks for the fashion blog recommendations.

        Reply
        • save. spend. splurge. says:
          November 9, 2013 at 9:21 PM

          Any time!! Enjoy. 😀

          Reply
  13. PK says:
    November 8, 2013 at 2:11 AM

    Where have you bought your cashmere? Do you have an opinion on the cashmere v. superfine merino battle? I’m a fan of merino and lambswool strictly for the durability factor.

    Reply
    • save. spend. splurge. says:
      November 8, 2013 at 4:36 PM

      @PK: Thrift stores. 🙂 $30 for cashmere. Although I am partial to White and Warren for their travel wraps, but I found their sweaters a bit itchy (I have eczema and am very sensitive). Otherwise, it’s trial and error. I find that any cashmere sweater below $150 – $200 @ retail is not worth even trying on, because it is SURE to make my skin itch.

      I like merino and lambswool for durability but again.. I have eczema. I need super soft, non-itchy fibers.

      Reply

Leave a Reply Cancel Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes:

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

Stay in Touch!

Products by Sherry

Ebates.ca

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]
WHO: sherry at savespendsplurge.com
MOST DEBT: cleared $60K in 18 months
FAVOURITE DAY: payday
HATES: being late & lazy people
EATS: pho, fried chicken, sashimi
DRINKS: homemade matcha lattes
SLEEPS: on a 100% authentic cotton Japanese futon
SHOPS: Style & closet for sale here
WRITES: Author of Books on Amazon.
BEAUTY: raves about Paula's Choice
WEBHOSTS WITH: BlueHost
...but you can read more about me here, read my best posts here, or get in touch with me here, and of course, Ask me anything here

Disclosure

Save. Spend. Splurge. uses affiliate links from Shopstyle and Amazon. If you click on a link, I could get a small commission, typically a few cents. Thank you for your kind support!

Keep up to date with me!

Reading Matter

Money
Style
Minimalism
Career
Life
Travel


SUBSCRIBE

Be the first one to find out when we have new content posted!

Stay in Touch

Site: Privacy Policy

The Budgeting Tool

About Me

I am a wealth-obsessed, style-focused, minimalist.

I got out of $60,000 of debt in 18 months with The Budgeting Tool which I now sell online and donate its net proceeds to charity, along with The Investing Tool.

I've also authored two books: Start a Blog Like a Boss - Making $1000 USD a month & Invest your Money Like a Boss - In 4 Hours a Year.

I earn like a princess when I work but am trying hard to live like a duchess instead by not spending all of it.

The rest of the time I relax and enjoy the time off by traveling, although traveling has been on hold lately with the arrival of Little Bun, my rambunctious, ever-hungry little boy.

Welcome.

©2019 Save. Spend. Splurge.. All rights reserved.
loading Cancel
Post was not sent - check your email addresses!
Email check failed, please try again
Sorry, your blog cannot share posts by email.