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In the world of Save. Spend. Splurge.


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on February 1, 2014

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  1. SarahN

    I scored 31. I wore a uniform for work, not the armed forces. And my job/education has resulted in visits to factory floors. Fishing – ha! BF wants to, and wishes to, but doesn’t. Some were a little US centric for me, but we ate at IHOP! It certainly seemed to target a demographic looking for lots of food at low prices.

    I definitely went big with my sofas – knowing I (and then it became we) would spend a fair bit of time on them. When I first got them, I would almost not want to accept invitations out. I called it my honeymoon period with my sofa.


      That is hilarious 🙂 A honeymoon sofa period..

  2. Cassie

    That watercolour dress really is gorgeous 🙂

    I scored 58 on the poverty quiz, which to be honest didn’t surprise me. I grew up rural, and money was tight. My mom was the first person to complete high school in her family, and I was the first to go to university. There is a solid separation between the life I live now, and the one I lived growing up. I’d describe myself as upwardly mobile.

    I really should check on my Airmiles balance. I know I have a lot of them that will probably expire soon, but unfortunately I have no plans of travelling in the near future 🙁 I might just swap them to cash rewards and use them to fuel up my car while I’m on maternity leave.


      I had a feeling you’d score high. My mom would too. She grew up with zero and was the first to get an education..

      I have given up on Airmiles. They can shove it.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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