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Merry Christmas and Happy Holidays!


Please stay safe, healthy and don’t go too hard on the feasting & drinking!

It’s no longer fun if you feel sick afterwards.

Aren’t you glad it’s all over?

I was laughing pretty hard at these Instagram shots of miserable men shopping, via Yahoo.


For some fun Christmas reading, you might want to take a gander at why NORAD now tracks Santa Claus across the sky.. it was all due to a typo in a Sears ad….

Finally, the caller spoke up. It was not a commanding officer.

It was … a little girl.

And she was confused, too.

“Are you really Santa Claus?” she asked.


He was brusque.

This didn’t make any sense.

“The little voice is now crying,” Van Keuren recalls.

The voice didn’t give up, though. “Is this one of Santa’s elves, then?”


.. oh and if you are curious what a 10-month old baby could possibly want from Santa, you should read this letter and laugh your butt off.



I haven’t forgotten the dads either, check out this post of some of the cutest father & son photos I’ve seen in a long time.

Now for some gratitude.

You can’t tell me you’ll browse through these 25 photos and not tear up at AT LEAST one of them.

I’m a hot mess right now.

Finally, I leave you with a song I just discovered by Lorde from New Zealand called “Royals”:

Wishing you and yours all the best for 2014 and for years to come!

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Cindy

    Merry Christmas!!

    1. save. spend. splurge.

      Same to you as well 😀

  2. Michelle

    I was thinking earlier this week “is there more to life than this?”

    Looking at those 25 pictures really helped answer that question.

    Yes there is. 🙂


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


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