In Money

Learning how to cut my losses

I’m not talking about investments, although I guess this can apply to it.

I’m talking about the times like when you buy a really crappy drink and you had expected to be awesome for the price you paid, but it ends up being too sweet to stomach (not to mention bad for your health), and you think:

But I paid $3.76 for this!!!!

…and proceed to drink down to the last sugary, disgusting drop because that $3.76 is hanging over your head.


That was a situation that could have happened last week, but didn’t and I’m excited about the choices of time and money I finally learned how to make.

Going forward, I am no longer going to worry about the money I paid for a drink, an event I was excited to see but turns out to be a dud 15 minutes in, or a meal that is just appallingly bad.

I’ll get up and leave, throw that nasty drink in the garbage can and stop eating.

I am no longer worrying about it, because it’ll do 2 things:

  1. Give me back that potentially wasted time and/or save me from gut rot
  2. Teach me to be more discerning and pickier about where my money goes

Why waste 2 more hours of your life at something that sucks, just because you paid for it?

Get out!

Go take a walk instead. Read a book.

Enjoy your 2 hours and forget about the wasted cash (unless you can ask for a refund :P)

Treasure your time and your life.

(P.S. the disgusting drink place in question is Argo Tea. Healthy drinks, my ass…)

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Corianne

    I’m never buying coconut water again for that reason! Health drinks… Overrated, over marketed, overpriced… I’d rather drink sth that’s actually nice to drink!!


      Just water is great.

  2. Jennifer G

    I have recently found that I prefer the flavor of my homemade iced coffee to that of a prominent coffee house. Yet, I still like to go there for the “feel” though. I don’t want to waste money on something I don’t like, just because I like the idea of it. I am discerning with most of my other purchases, I don’t know why I have trouble with this one.

    1. Mochi & Macarons

      Emotional pull 🙂 I am exactly the same way with window shopping. I am not really interested in buying new things, but I go in to look anyway, and inevitably end up spending money.

  3. The Asian Pear

    That’s happened to me before too. I had something from Timothy’s and ended up dumping it after a few sips. It was horribly too sweet and I had walked away already.

    1. Mochi & Macarons

      Can’t waste your body/time on something just because of a few bucks!


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In a nutshell…

Save. Spend. Splurge.
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MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

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