In Discussions, Money

Money Talk: What do you wish you knew more about, money-wise?

…… I am racking my brain right now because I cannot think of a thing.

Sure, I don’t know anything about HIGH finance like butterfly options (got that one from reading Sophie Kinsella’s books LOL), but I don’t need to know anything about them.

I only need to know the basics to get me through my life and to make sure I stay on track money-wise and crush it.

It is pretty simple stuff that everyone can learn:

That’s it.

What about you?

You can read the rest of the Money Talk questions here.

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

Am I just a snob?

Posted on March 16, 2017

Previous PostIn the world of Save. Spend. Splurge.: Can an heiress be self-made?
Next PostAnd so the Schooling Shaming Game Begins....


  1. Xin

    Easy question for me to answer: It’d definitely be tax law, both how to file my (fairly simple, all things considered, just my salary, a little bit of side income, and no special deductions) personal income tax without relying on glitchy software and also how to strategize and minimize tax liability later on as my financial life gets more complicated (if we buy a home, have kids, etc.). It may be that we end up needing to rely on an accountant instead, being a lawyer definitely doesn’t help with these things.

    1. Sherry of Save. Spend. Splurge.

      It would be handy if you knew both then!

  2. JCT

    When to walk away from a high paying job – what savings metrics to have, things to plan in advance. Only coincidence that I say this knowing you have a possible job change coming up, my own work has gone from great to miserable since the beginning of the year with no light at the end of the tunnel. Super torn on how soon to consider making a move vs hoping things get better.

    On a more money related note, when to break a CD because interest rates have risen (I’m looking at you, 5 year Ally CD at 2.5%).

    1. Sherry of Save. Spend. Splurge.

      Going to write a post on this.

    2. Sherry of Save. Spend. Splurge.

      Also, forget CDs. Try high interest accounts with shuffling promotional rates

      Tangerine was at 3.1%, and so was Simplii.. And EQ Bank is always at around 2.3%.

      Having your money locked in is not worth it, imho.

      1. JCT

        Perfect timing after I thought things couldn’t get any worse…they did today! Love getting to see someone else get credit for 6 weeks of my 16 hour days that saved a client relationship.

        1. Sherry of Save. Spend. Splurge.

          OMFG. That is the worst. Did they just steal it? Man…. I feel for you. I really do.


Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

$35 The Wealth Building Tool

Like a Boss Library (Sherry’s Books)

Referral Codes

Free Money Surveys
[ Use this link ]

[ saverspender ]

Shopping Cashback
[ Use this link ]

Clothing Resale


Private Lending
[ 7b03f0 ]

No-Fee Banking
[ 32726976S1 ]

Discount Brokerage
[ o0soehds ]

Social media scheduler
[ saverspender ]

Blog Ad Network
[ Use this link ]


Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.