# What do Canadians buy and spend their money on average? (2011)

StatsCanÂ released some numbers on what Canadians spent in 2011.

Their average Gross Income = \$55,151

After taxes of \$10,633, they have about \$44,518 to spend.

Click to biggify

They also had some notes and details in regards to this spending

## HOUSING

• Homeowners spent \$17,123 or \$1426.92 per month
• Renters spent \$11,320 or \$943.33 a month
• Spending difference between rural and urban areas is about \$5072 a year or \$422.66 a month

## TRANSPORTATION

• Average spending on gas was about \$2606 or \$217.16 a month
• Homeowners spent about \$6806 or \$567.16 a month more than renters on their cars

## HEALTHCARE

• Senior households spent about 6.8% on healthcare, or 4.2% more than those under the age of 30
• That works out to about an additional \$1869.76 a year or \$155.81 a month

## COMMUNICATIONS

• Cellphone spending increased 5.1% from 2010
• 79.4% of all homes own at least one cellphone
• Households like mine, who only have a cellphone and no landline, make up 12.8%
• Quebec at 70.4%, had the lowest cellphone-ownership rates
• Alberta at 88.5% had the highest cellphone-ownership rates

## BETWEEN THE RICH AND THE POOR

TheÂ 20% of households with the lowest incomes spent an average of \$29,129.

• 50.5% of that went to food, shelter, clothing and accessories, or \$1225.84 a month

The 20% of households with the highest incomes spent an average of \$143,519

• 28.9% of that went to food, shelter, clothing & accessories, or \$3456.41 a month
• Almost the same amount (27.8%) went to taxes, or \$3324.86 a month

To pay those taxes, the average household income for the rich would be around \$130,000 gross.

The difference in spending between the 20% with the lowest and the 20% with the highest for food, shelter, clothing and accessories is about \$2230.57 a month.

## COMPARING MY 2012 NUMBERS WITH THESE CANADIAN 2011 NUMBERS

If 2011 was a typical year, I spend about \$523.53 more per month than an average Canadian.

If we were to look forward towards 2013, my estimated budget as a freelancer (looking at things yearly), is about \$30,000 this year.

I’ll be \$958 UNDER each month, versus an average Canadian.

WHEE!

• ##### Miss Amanda

How do people spend over \$200/month on gas????? I think I drive too much, and I spend less than \$50/month on gas…. And \$280/month on clothes??? That’s what I spend in a year!!

Although, my income is significantly lower then the average Net Income, so I guess I’m just living within my means a little better?

• ##### saverspender @ save. spend. splurge.

\$200 a month on gas is correct if they have 2 cars.. which most dual-income households have.

I know it takes about \$100 to fill up a tank in a truck, and if people drive SUVs or minivans, it might be the same amount.

I think you are living within your means better đź™‚

• ##### Bridget

Interesting! My average salary is higher but I put way less towards shelter (\$1,200 my god) and car (\$850?! WTF?!) and groceries.

I spend more on internet, cellphone, dining out, and clothing.. as well as savings and retirement contributions.

With these kinds of numbers no wonder debt is so crippling. \$250 left over? The minimum payment on my student loan is half of that — if I still had my original \$20K balance the minimum payments would have taken nearly all of that leftover \$250! Imagine I had a credit card or something.

• ##### saverspender @ save. spend. splurge.

Imagine if you had credit card debt on top of that!

Then again you might not be saving/spending as much if you had CC debt.

• ##### Vanessa@cashcowcouple.com

I cannot believe some people spend \$3456.41 in one month on food, shelter, clothing and accessories! That’s crazy to me. I mean, what are they spending it on?!

• ##### saverspender @ save. spend. splurge.

Food, Clothing, Shelter and Accessories? đź™‚

I think people spend very impulsively as I can attest to. It’s hard to spend less money when you don’t consciously force yourself to not do it.

• ##### cj

Congrats on the huge turn around. How did you do it?

• ##### saverspender @ save. spend. splurge.

You know, I wrote this post a long while back. After my little No More China change (read: expenses), I may not be on that \$30K mark any more…

• ##### Jane Savers @ Solving The Money Puzzle

I spend less on housing than the average Canadian but I spend more on debt. I also seem to make less than the average gross income. In 2011 I made 47K not 55K.

I am also saving less than average but that is because I am putting as much on to debt as possible.

• ##### saverspender @ save. spend. splurge.

Imagine that once your debt is gone, that money is FREE to go into you savings!!!