2022 Gifts & Shops List: Ethical, Local, Eco-Friendly & Interesting in Canada
I know it’s a bit early to think about .. you know.. holiday shopping, but this list could also be helpful for birthdays and the like. Please note a few things: I have only s
Who are Canada’s top 1%? (2022)
TOP 1% INCOME = $513,700 There are 287,490 people in Canada who hit this high income tax bracket and it is an increase of 1.8%. The median income is $345,300 (meaning the middle pe
Registered Education Savings Plan (RESP): Maxing it out before versus waiting for the match to have the highest returns
Note: This is clearly only if you have the money to be able to max it out at the start, but I am exploring the options of maxing out an RESP at the start of your child’s life
2021 Gifts & Shops List: Ethical, Local, Eco-Friendly & Interesting in Canada
**Updated for December 2nd 2021 to include Québec local shops There are so many wonderful independent shops to buy from this year. Please consider them. I myself, am trying very h
Average Net Worth by Age in Canada (& Growth between 2019 versus 2020)
Net worth benchmarking has always motivated me. Yes, I can feel jealous or “ugh why am I not here”, sometimes, but it helps me see that maybe, I could aim for the moon
Investing Primer: How to get a dividend income or invest in dividend stocks in Canada (overview)
So part of my investing strategy is to get income (passive) on the side from dividends: “But where do I buy dividends?” …is a very common question I get. I just w
Perspective: How much people have saved for retirement by age (informal)
Completely informal poll, a cumulative effort of a poll by Alyssa of Mixed Up Money‘s stories, a fellow Canadian and advocate for all things money & equality, I created a
What is Old Age Security (OAS) and why would I have to pay it back?
Old Age Security (OAS) is money you may get from the Canadian government in retirement. There are 3 government pension plans in Canada: Canadian Pension Plan (CPP) Old Age Security
Overview of the Canadian Pension Plans and Retirement Benefits in Canada
Today we will de-mystify how much you get from Canada as a pension plan. This is NOT including your retirement pension plans from your employer, your RRSP or TFSA earnings or savin
Canada Levels of Wealth: Top 1% in Net Worth by Age & Income in Toronto, Vancouver, Montréal and Calgary
Canadian net worth is a little trickier to pin down because all the surveys and info are so U.S.-centric. That said, KA came up with a great way to triangulate how to figure out ne