In Life

Thank you. This made my whole year.


I really appreciate these notes, and even if you don’t say anything or write to me at all, but have faithfully read since my Fabulously Broke in the City days, I SEE YOU.

This blog has been an offshoot from those FBITC days, and a different, more mature, version of who I used to be. Hopefully for the better.

I’m always open to hearing from you, I hope you all know that. Contact information here, or you can drop Anonymous notes too if you’re shy.

Thank you for making this so much fun. I have learned so much more from all of you than you’ll ever know.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. D

    Hi! Chiming in with the same sentiment. Been a long time reader since FBITC and started investing because of you. Girl keep on rocking this. I don’t know what to say except your writings challenge my assumptions and push me to be better as an investor and a professional. (And a mom!) Definite role model.

    1. Sherry of Save. Spend. Splurge.

      Wow. Thank you. I cannot believe you are an OG reader, that means more to me than anything to be honest, it means you care! YOU REALLY CARE!! *sob* Thank you <3

  2. ArianaAuburn

    I agree with the above statements 100% Reading your blogs have inspired me to go back to school and start a new career in the STEM field. Your blogs have shown that a woman can work in the technical field and not have to sacrifice herself to the point of losing one’s sanity. Your investing and budgeting bulletins are very well-made, meticulous and realistic. Your blogs have shown the chaos, logical and emotional chapters of a career woman’s life who is balancing family and just life in general. Whether these written blogs are a true reflection of your life (or not), I have over the years learned a lot from them. The few women who have graduated with me last May can learn so much from your blogs.

    1. Sherry of Save. Spend. Splurge.

      Thank you so much. I really appreciate it. I definitely hope to present an honest view of what it’s like to live the way I do.

      As for the written blogs being a true reflection — they are. I may not have gone into sensitive talks my partner and I have, or avoided certain subjects as they are very personal, but I have written everything truthfully / accurately to the way my life has unfolded, especially in the Week of Money posts.

      Please share the love 🙂 I’d love to have more people reading and learning / asking questions. It is what drives me to write.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.