When should you really keep an emergency fund? Do we even need them?
When I was getting out of $60,000 of debt, my debt stood at 5% and 7% interest rates. At the time, I had about $1000 in my savings account, and I funneled everything else into my s
Don’t tell me you don’t have any money to save
Single people like my friend who make good incomes ($50,000 or more), and who have the nerve to tell me they don't have any money to save to be able to max out their retirement inc
How saving $1 a month can become $1500 in the future (Compounding Interest)
This is how compounding interest works, but it only works if you actually save the money instead of spending it. Oops.
How can they afford that and all about a desirable net worth
People fall into two categories: True millionaires (usually subtle and not flashy) or they're heavily laden with debt. What should your net worth be?
Saving for retirement: Start sooner, or save longer
This is how much you should have saved for retirement, by age.
Why do I need to pretend that I don’t have money and it doesn’t make life easier?
Money makes life easier. Period. I'd rather have it than not have it, so when I'm happy that I do have it saved, why should I ever have to apologize or pretend that I don't?
Thank goodness I have money.
Financial peace of mind and security is priceless. I have thus far, been able to weather over $10,000 of one-time expenses ranging from a car repair to a root canal, and getting sm
Don’t think about it as making money, it’s saving money!
When I work, I never really think of it as ‘making money‘. I think of it as: ‘making money to save‘. For me, it’s a simple way of thinking about my mo