In Discussions, Money

Money Talk: What scares you about money?

That I won’t have enough.


But …

It is strange because even though I do have enough, more than most people especially at my age, but I am scared I will not have enough when I do want to retire because I may end up in a bear market, or I may not have saved enough as I wanted for my plan..

Or whatever.

Things happen.

People get sick, die, lose their jobs…. It is scary and that scares me so much that I always have that little thought at the back of my mind that says “hmm… could you not have put that money you spent / wasted towards something else?


Other than that, I am fine. I am just scared I will be so spend-y now, that I will ruin my own future and be unable to live comfortable.

Not lavishly but comfortably without any money worries or stress.

What scares you about money?


You can read the rest of the Money Talk questions here.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. SarahN

    Hmm I don’t currently get scared of money. Like you, I’m on the no work time, between contracts. But I know so many people who live paycheck to paycheck, in a dead end job, and life is fine. Neither you, nor I, are destined to dead end jobs – though we could do any number of menial jobs for cash if we needed.

    I think I fear not being able to ‘do what I want’ – be that travel or eat out. Those two particularly, I don’t like to hear when others say ‘we can’t afford that at the moment’ cause my life is about saving, so I can do what I want when I want.

    1. Sherry of Save. Spend. Splurge.

      “I can do what I want, when I want” <-- best line


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