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In the world of Save. Spend. Splurge.: If you want to be a minimalist, get rid of everything

I loved this tongue-in-cheek post, entitled: How to get rid of clutter and live abundantly … as a self-proclaimed minimalist, I laughed my #%#*% off… It was a perfect start to my day.

(Thanks A!)

This Smythe tie blazer is everything my heart desires… except for of course, the price tag. O_o

Probably the most comprehensive book list on personal style books you can buy for yourself or others. I love her blog because she makes me think.

I am looking for a possible replacement for my Club Monaco booties that I have worn to death, and am currently shopping for candidates who will fit the bill… so far, these Jeffrey Campbell ones could be the winners.

ACTUAL, crazy rich Asians. I am only envious because I really want their clothes, but I am also not, because I don’t know what I would do if I had all that money and could buy anything I wanted. I feel like style and shopping would become a little bit lost or empty for me if I did not have restraints on my income. Not that I really have restraints on my income anyway…

A simple black faux leather tote that looks richer than its price tag. I have many totes of this size and they are so practical to throw all of your junk in and run off.

Speaking of the uber rich, chauffeuring them around sounds like hell. The insight into their lives, what they do, being on call 24/7 like some driving slave… wow. I am not sure the tips are worth the stress and the long hours of driving and waiting. Or maybe they are? What do you think?

That said, I am always very nice when I am dealing with anyone in a service environment — from the clerk to the sales person .. to WHOEVER you come across. You just never know when it might come back to bite you if you aren’t well-mannered. This is why I love people like Roger Federer who did not throw a diva tantrum from being denied entry because he did not have ID on him [Video] <3

I own these Spanx camo leggings (buy a size up, I am a small and took a medium), and I wear them more often than I should, they are just so well-made!

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

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Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.