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In the world of Save. Spend. Splurge.


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Paige

    Oh, thank goodness that Miss Fisher collection is limited to jewelry and bags. If hats and coats were included, I would be in trouble.

    1. save. spend. splurge.

      COATS. Coats would kill me, I agree.

  2. Cassie

    I’m horrified by what’s happening in Brazil. I couldn’t even imagine. We still have illnesses that are carried by mosquitoes here, it’s almost impossible to avoid the mosquitos when they’re out, and I live in a reasonably dry climate! I can’t even imagine the terror those pregnant mothers must be going through.

    1. save. spend. splurge.

      They’re saying it might spread up to Mexico and into the U.S…

  3. The Asian Pear

    Words cannot describe what I think of that family (with the girl who photographed herself nude). O_O;

    1. save. spend. splurge.

      Unbelievable, right?


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.