Save. Spend. Splurge.

Save. Spend. Splurge.

In Discussions, Minimalism

What Minimalism Means To Me

Posted on January 13, 2016

Page_Minimalism

Less money spent means more money saved

More money saved means the longer you can live in financial peace and security

Financial peace and security comes from owning less

Less stuff owned means less to carry around, move or have to travel with

Less responsibility for your stuff also means less maintenance and more time

The more time you have, the more relaxed you will feel

The more relaxed you are, the less you will care about stuff

If you care less about stuff, it means you’ll care less about image

If you care less about image, you will care more about experiences and memories

If you care more about experiences and memories, you will be happier with less

If you are happier with less, you’ll never want or need for more

The less you want or need for more, the more you will feel free

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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6 Comments

  1. Marie-Josée

    Well said!

    Reply
    1. save. spend. splurge.

      Merci!

      Reply
  2. Karen

    For me, stuff only gives me a short, temporary burst of happiness. The experiences and memories last so much longer. From time to time, I’ll look at photos from past trips and it will re-ignite my travel bug. I think about how much fun I had. I’ve never looked at stuff and felt the same way. Lol.

    Reply
    1. save. spend. splurge.

      I’m really trying to live that this year along with my #LuxeMinimalism challenge.

      Reply
  3. Elisa

    Great thoughts clearly articulated. Love your blog! Thank you for the time you put into your posts.

    Reply
    1. save. spend. splurge.

      Thank you!

      Reply

Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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