In Link Love, Style

In the world of Save. Spend. Splurge.: We waste $18K on non-essential expenses apparently

We waste $18,000 a year on non-essentials? Really? I sort of find this hard to believe, but this is what USA Today says. What should we do then? Only go to the library and read books, refuse to follow Game of Thrones and just sit in our houses and blank out?

I simply cannot rave about these shoes enough. I bought a pair of these Frye Melanie slip on flats in leather, and not only are they chic, they are soft, comfortable and PERFECT for long walks without blisters. I am eying all the other colours now.

The 15 best Marie Kondo tips – they’re all pretty good! The folding of items standing up in the drawer was something that really did make a difference for me, especially my leggings.

I tried on this white summery dress and loved it from J. Crew. Simple, summery, and surprisingly of good quality.

I have friends who suffer from depression, and when I first encountered it I did not know what to say or do. I am relieved now to hear that I actually said the right things in general and didn’t make things worse. Please take the time to read it, and understand that open-ended questions help, as well as just being supportive but not overbearing.

I sort of really want a lace skirt, and this one from & Other Stories looks promising.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.