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In the world of Save. Spend. Splurge.: I was a luxury fashion reporter with $100K in debt

I was a fashion luxury reporter who was $100K in debt. … unsurprising, really. I am not even in that world and I can see how quickly things get out of control with a little spending here and there. My only consolation is my stuff may be designer but it is all secondhand for the most part or heavily on sale when I got it.

These hideous leggings cost $775 and I am sure they’ll sell out like hotcakes because people are blind for fashion.

..although I will say that if you slap on a little lipstick and makeup, you will make more money as a woman. It is sad but true. It is a good thing I enjoy wearing makeup and nice clothes or else I’d be a little more annoyed at this Pretty Tax.

This Clean Warm Cotton is STILL my #1 go-to perfume mixed with lavender. It just smells like warm, fresh laundry.

When are men really ready to marry? Is it true? A light comes on and boom, they’re hitched (Sex and the City style!?) Are they just taxicabs who then get picked up by whoever happens to be there at the right time? Interesting.

If I ever need a dress to be a bridesmaid, I will strongly steer the bride towards choosing something like this drapey, gorgeous, flowy maxi that you can ACTUALLY WEAR AGAIN.

The most surprising things about motherhood in bite-sized quotes. I, one BILLION PERCENT agree with sleep being the most important thing you miss and the stress of caring for someone with your body and soul really sucks the life out of you. Looking back, I think I may have had post-partum depression when I had Baby Bun. I didn’t want to hurt him but I had such a hard, difficult few years of feeling so alone with him, that I was angry a lot and wanted a break from my life.


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on June 21, 2014

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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