In Money

How to change your life for the better

Baby steps is the answer.

Maybe today, you feel like a mess.

Your car is filthy, you feel like you aren’t going anywhere metaphorically speaking, and you just don’t feel like you’re in control.

A lot of people start changing for the better by easing into it, such as doing something as simple as..

Cleaning out their car.

Or quitting smoking.

Or losing 15 pounds.

Or just simply tracking their expenses each month to see what they spend.

Or focusing on any ONE task and doing it right before moving on to the next.



Start a garden shop in the middle of La Grande Place!

Just as you didn’t get into this rut over night, it will take longer than a night to get out of it.

A lot of people who get out of debt and turn their lives around cite the change as being something gradual and simple.

They started by losing weight, and after they got into an exercise routine they could stick to, they naturally moved onto the next thing to fix in their lives — their finances.

Once they got used to disciplining themselves and learning how to stick to a routine (any routine) or schedule, the change seemed to happen effortlessly.

Once you start changing, it’s hard to stop.

The key is just to start somewhere, doing something to better your life.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

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