Why my credit score is only “Fair” and how to improve it (if I wanted to)
I check my credit report (free once a year) and credit score (not free) every year. WHY GET A CREDIT REPORT AT ALL? To make sure your information is correct and up to date (sometim
Quebec Living: List of tax benefits and programs of having a child
DAYCARE You can go to La Place 0-5 and check out all the daycares, they have a list of almost all of them. You have two major categories of daycares: Fully subsidized – The
Tips and Tricks: How to handle regular banking with an online bank
I’ve been with online banks since I was 19 (like President’s Choice (PC) Financial or Tangerine in Canada). I basically hate paying bank fees, don’t like leaving
Investing Series: Where I invest my money in index funds (ETFs) in Canada
This is a part of the Investing Series. ————————————————- I have almost every single penny of my investments (except for about $14,000 that is lock
Real Estate Comparison: What you can buy in Montreal, Quebec, Canada
Note: I am just searching in downtown Montreal, nothing in the areas of Laval or not specifically “Montreal” as the city. You can click on any of the images below to go
Investing Series: How Capital Gains and Losses are treated in Canada
This is a part of the Investing Series. ————————————————- Before the end of the year (December 31st) if you divest (meaning “sell”) off
Investing Series: Where to hold what funds in your retirement accounts for maximum tax efficiency (Canada)
This is a part of the Investing Series. ————————————————- This is going to get tricky because it depends on what you buy and where you decide to ho
How much will working cost me in Toronto versus Montreal?
As you all may have read, I gave up a $250,000 contract in another city to stay local and at home every night with Baby Bun. I was pretty bummed about the whole situation, but I d
Investing Series: 10 Top Index-Tracking ETFs to hold in your Canadian Portfolio
This is a part of the Investing Series. ————————————————- Total credit goes to Mark of My Own Advisor who goes into detail for each index fund. He
How and what you can claim your business expenses on your taxes as a blogger (Canada)
As a follow-up to my post on how to declare your income and expenses as a blogger, I thought it would be a good idea to comprehensively list out what you could claim as a blogger w