The only thing you need to truly consider to make a decision
Sometimes you’re caught between a bunch of options. Do I stay with this person who is comfortable but not who I thought I’d be with, yet has many wonderful redeeming qu
Ask Sherry: My Guide to New York City – Shopping, Style and Eats
(It is so funny! I got this as a question but in fact, I already started on this post a few weeks before without getting the prompt.) Note: I am going again this year, so I will up
Do you really still need to keep an emergency fund?
Do you really need an emergency fund? Why not just use your credit card in a pinch, and in the meantime, maximize that money by clearing your high interest credit cards ASAP?
How to stay warm in sub-zero temperatures
Canadians know how to stay warm. Mind you, not like the Russians who are serious about their winter (I hear they drink vodka to stay warm.. or is that a myth?). In Russia I always
The Canadian Financial ‘Money Things To Do’ Checklist for Each and Every Year
Here’s my short checklist of financial money management I do before the end of the year to prepare for the next. It is not everything I do (and I don’t do it all, such
Where and how to start cutting in your budget when you need to save more money
I am not using myself as an example because I do not have a steady income and my expenses are not very controlled because I don’t really need to control them as long as I don
The retirement savings rule: How much do you need to save?
One very simple way to figure out how much you need to save for retirement is to multiply how much you need in retirement, by how many years you expect to live. $40,000 IN RETIREME
Canadians are spending more than they earn
Surprised? I wouldn’t be. According to the last calculation from Statistics Canada, the average household owes 165 per cent more than it earns in annual disposable income, me