In Money, Wealth

The secret to becoming rich

Everyone’s dream is to get rich quick over night.

I have seen it all and heard it all from going to pray and plead the Pope in Rome (no joke) for the winning lottery numbers, to thinking you can borrow money to dump it into this hot stock which is promised to be the next Apple or Google ….

dream-universe-goal

But there is no secret.

The only way to get rich is very simple and

Spend less than what you make.

Make as much money as you can.

That is really, truly it.

For most of us plebs, there is no wealth or richness without hard work involved.

So why is it that we think we can get rich without working and saving?

Human nature perhaps, to think optimistically which is probably one reason why no one thinks about retirement until it’s too late.

Perhaps sheer desperation from seeing and envying others for what they have and what they have worked for (results), even if it wasn’t their work directly, as it may have come from their parents who were the ones who saved.


The simple formula given above for wealth is not sexy.

It is not something you can package and sell with slick marketing.

..and therefore, since it isn’t a magic pill, it isn’t popular.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

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Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.