#TRUTH

Saving is never going to be as sexy as shopping.

There is no other way to say it.

WE SPEND HOURS RESEARCHING OUR PURCHASES

From the most perfect knee high cognac boots to a big screen television, we spend HOURS talking about and researching what to buy.

Do we do the same thing with money, budgeting & saving?

NOPE.

Heck even I don’t do it. But then again, I have my investing strategy down pat, and I budget a little bit every day.

WE ALSO LACK CONFIDENCE IN OURSELVES

We think investing is some mysterious black box.

Words like: “index funds”, “ETFs”, “MER”… all throw us all for a loop the first time around but once we learn what it really means, it’s not that scary after all.

YOU NEED TO LEARN THE BASICS FIRST

Everyone starts somewhere (at the bottom, naturally) before learning.

How did you learn how to read?

To spell?

To tie your shoes?

Add numbers?

… investing is the same thing.

It’s a skill and a knowledge base you have to develop before you can reasonably understand what people are talking about.

NOTHING COMES EASILY WITHOUT WORK

There is a steep learning curve and then it’s done.

I spend about 10 – 15 hours A YEAR on my actual, personal finances, aside from creating posts like this on money or other personal finance-related things that are blog-related.

If I just look at what time I spend on budgeting and investing, it’s about 10 – 15 hours a year.

You can’t beat that.