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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In the world of Save. Spend. Splurge.

Posted on January 16, 2016

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  1. SarahN

    I do in fact have a cleaner come to our home once a week, unsupervised. I just refuse to worry and be angry that they might betray what is right and ethical.

    It doesn’t matter what we think or feel, bad things, like theft of precious and/or sentimental items can and does happen. I feel more comfortable accepting that the video you show me is possible and that no thing in my life is that important. All I can control is myself and my feelings, the less I let things beyond that effect me, the better. I’m still working on it, but I try.

    1. save. spend. splurge.

      Hmm. Good points. I guess for me I have never questioned their ethics which is why the video was shocking for me.

  2. SarahN

    Gosh for the poor stuff cleaners have to do, so what (to me) if they snoop. Seriously, in both hotels I stayed in during two weeks in the US, the tech would be fine, if the WIFI hadn’t been so intermittent, so all power to them. I read a book whilst i was away ‘Nickeled and Dimed’ and it talked about what back breaking poorly paid work cleaning is, and then the management book I’m reading suggests there’s still the right sort of people who EXCEL at cleaning, and that truly DO care to make a great clean room. Sorry, I get your a clean, private person, but I refuse to be indigent about the video :p

    1. save. spend. splurge.

      Would you want someone to be allowed to be in your home and go through all your things? I see my hotel room as my home away from home and if they snoop it is an invasion of privacy. You should be indignant seeing them violate a code of ethics that is inherent to their job. It is one thing to look at things it is another to open bags and go through them. I don’t want any stranger touching my things unless they’re allowed or moving it out of the way. I don’t care that their jobs are hard and they don’t make a lot of money because I am expecting a certain level of ethics that is not being displayed. Otherwise, do another minimum wage job so you don’t sully the reputation of your occupation.

    2. save. spend. splurge.

      I really hope with that attitude you don’t get things stolen from you that are sentimental when you travel and can never replace.

  3. The Asian Pear

    LMAO! The Good Night Moon post was HILARIOUS!!

    1. save. spend. splurge.

      I know.. The Bears in therapy was my highlight

  4. Petrish @ Debt Free Martini

    I travel a lot and I was very disturbed by that video of that maid going thru someones things. There is a great chance that this may have happened to me. Makes you really think.

    1. save. spend. splurge.

      I don’t leave my valuables in the room but even more of a reason why now. I actually don’t let the maid in at all.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

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