What goes into a Net Worth Calculation?
I have been doing this for so long I forget that sometimes people have very confused ideas about what goes into a net worth and what doesn’t. I don’t think I have ever
Canada Basic 101: Tax-Free Savings Account (TFSA) for Canadian Investors and Savers
Today, we are reviewing the Tax-Free Savings Account (TFSA) which is very terribly named because you should ABSOLUTELY not use it for savings, but for INVESTING. Who can contribute
Canada Basic 101: Registered Retirement Savings Plan (RRSP) for Canadian Investors and Savers
Today, we are reviewing the Registered Retirement Savings Plan (RRSP) which is very terribly named because you should ABSOLUTELY not use it for savings, but for INVESTING. Who can
Are we Privileged or Hardworking?
I posted this wonderful illustration by emanu.se the other day on Instagram and the comments were so revealing: It is incredible how one picture can stir up so many angles, discuss
Want an extra million just from tax savings alone?
(That’s the sexy headline.) Let’s look at $60K from a salary versus $60k from eligible dividends (Corporate dividends) Salary Eligible Dividends Income $60,000.00 $60,0
How I automate my bill payments and keep track
Someone was mentioning about how they saw a few hundred dollars in their account and couldn’t figure out what it was there for – a bill? a deposit for something else? W
Know what’s unsexier, romance-killing and more transactional than asking for your fair share? Divorce.
On Instagram @saverspender, I post about 3X a day in regular posts, but my Stories are where I put my daily life – photos of things I am doing, seeing, notes, thoughts, whate
Canada: Can you save too much in your Registered Retirement Savings Plan (RRSP)?
I know it sounds ridiculous. Saving TOO MUCH in your retirement plans? This is definitely a #RichPersonsProblem, but nonetheless, one that exists. However, it is true that the gove
Financial Abuse is real, it just isn’t talked about
This article triggered me — Her husband told her not to work and then cut her off financially. I read it in horror, I really did. And the most recent case to pop up has been
What did you think was the epitome of being rich when you were a child?
When I was a child, I had quite a lot. We had cable TV, I had a secondhand bike, some new and secondhand clothing (mostly new because my parents are superstitious), we had a used l