What people should really learn about their money in their 20s
If you say you want to do something, you shouldn’t just be saying it. You should be trying to actually do it. I came across this Yahoo Finance Canada article about RRSPs in y
We waste about half of our food each year
For Canadians, about 51% of food gets wasted (thrown in the garbage) and Americans waste about 40%, and worldwide we waste about 1/3 of our food collectively. As Canadians, we tos
What do Canadians buy and spend their money on average? (2011)
StatsCan released some numbers on what Canadians spent in 2011. Their average Gross Income = $55,151 After taxes of $10,633, they have about $44,518 to spend. Click to biggify The
Canadians are spending more than they earn
Surprised? I wouldn’t be. According to the last calculation from Statistics Canada, the average household owes 165 per cent more than it earns in annual disposable income, me
Cut your own budget and handle it wisely
So you have a budget and you want to see where you can chop it, but everything looks just so.. NECESSARY, doesn’t it? (I hear you on that, my necessities include boxes of mac
How to create a budget
I’ve been requested several times to write a post on how to do this, so here it is. I will be posting on how to cut your budget later. FIND OUT YOUR NET INCOME Gross income i
Save like a developing country: Global savings rates around the world
The only data I’ve been able to get for all the countries at once, is for the year 2010. Luckily, it isn’t so far off from 2013, and the savings rates at a quick glance
Budgeting like a freelancer: Set yearly amounts and save the rest
So this year, I decided that I needed to start budgeting like a freelancer, rather than someone with a steady income. Most people tend to look at their net income each month, set a
A college degree doesn’t necessarily mean you have any skills
I read a few interesting articles over the past few days that I thought would segue nicely with my previous post: Who really needs a college degree anyway? A college degree was an
How much should you have saved for retirement so far?
I’ve always wondered what the benchmarks were for saving, net worth and retirement numbers by age. It can be so hard to judge all of that, seeing as our income varies over ou