In Money, Style

Wardrobe Count: What I currently own in my wardrobe

27 thrifted items in the lot of them (hoping to have a higher percentage of thrifted items in the future)


  • 4 hats
    • 1 winter hat
  • 4 pairs of gloves
    • 2 are winter gloves
  • 2 pairs of earmuffs
  • 22 scarves (cotton, silk, wool)
    • 4 are cashmere pashmina wraps



  • 12 sweaters
  • 2 casual jackets
  • 4 winter coats
    • 1 heavy duty winter coat (Canada Goose)
  • 11 blazers/toppers
  • 2 leather coats
  • 2 trench coats




19 purses

  • 6 large ones, gym-bag sized
  • 5 crossbody styles
  • 2 laptop bags


  • 1 pair of sneakers
  • 4 pairs of ballet flats
  • 5 pairs of boots
    • 1 pair is heeled
    • 1 pair of ankle boots
    • 1 pair of rain boots
    • 2 pairs of winter boots
  • 5 pairs of sandals
    • 1 pair of heeled dressy sandals
    • 3 pairs of casual sandals
    • 1 pair of Birkenstocks



  • 38 dresses
  • 15 white t-shirts (all backups)
  • 21 tops
    • 4 tank tops
    • 5 short-sleeved silk shells
  • 18 long-sleeved shirts
  • 5 pairs of casual pants/jeans
  • 5 pairs of work pants
  • 2 pairs of work jeans
  • 12 skirts



34 belts

  • 14 obi belts


  • 6 pairs of earrings
  • 21 rings
    • 11 spike rings
  • 1 brooch
  • 2 bangles
  • 59 necklaces
    • 2 chokers
    • 4 multi-chain necklaces
    • 7 bib-styles necklaces
    • 11 stone necklaces
    • 3 drusy stone necklaces
    • 4 pearl necklaces
    • 2 are fake pearls

There we go. That’s what I own.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. ceci

    Love all the colour! A minimalist doesn’t have to dress in black and white!

    1. save. spend. splurge.

      Perish the thought!!! I would die if I had to only dress in neutrals.

  2. Lisa

    I really need to start taking inventory of what I have. I bet I’ll find that I have way more T-shirts than necessary.

    1. save. spend. splurge.

      I have way more dresses… than I truly need. I ought to pare down.

  3. SarahN

    These are way better photos than past posts, nice work.

    My thoughts: too many white tops :p And that’s a lotta necklaces, but each to their own, of course. And so many belts.

    Are there items you’ve not worn in the past few months (excepting for seasons) or do they all get good use?

    1. save. spend. splurge.

      Yeah I’m trying to take better pictures now. Chalk it up to laziness…

      I have a LOT of white tops for sure but I really like the colour. I surprisingly wear them very often because my toppers and bottoms are not white, they’re dark.

      There are items I can only wear during the winter or during the summer, but the rotation is very good. I was surprised at how often I wear some pieces. I go through phases where I only wear blue one week or am obsessed over a certain pair of pants or a skirt.. then I flip and flop..

  4. The Asian Pear

    I’ve been doing an inventory as well… But I’m a bit scared to look. O_O;;

    1. save. spend. splurge.

      I was too. Trust me.

  5. Cassie

    I love reading these wardrobe recaps your yours 🙂

    I did an inventory of my clothes last summer, and I’m curious to see how it’s changed over the year. I counted all of my shoes last week after a conversation with a friend and found out I have 30 pairs :s Admittedly that includes things like steel toed boots, gym flip flops and a pair of sneakers that needed to go quite some time ago, but it was still more than I was expecting.

    1. save. spend. splurge.

      If I had a ton of time I’d do a graph from year over year or something.

  6. Clarisse @ Make Money Your Way

    I’m really a big fan of yours! 🙂 I should check my wardrobe too, I think I only have 3 pairs of pants. 🙂

    1. save. spend. splurge.

      I’m ridiculous because I like variety in every shape, cut, length and colour…

  7. Petrish @ Debt Free Martini

    I couldn’t imagine figuring out what exactly what I have but I inspire too. It has to be freeing to just get rid of stuff.

    1. save. spend. splurge.

      Or at least reviewing what you have so you can see where you’re overloading.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

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BEAUTY: swears by Paula’s Choice


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