What is the one luxury you can’t give up in your budget?
For me it’s a hot drink like a tea or a drink at Starbucks — white hot chocolates, chai lattes, or green tea lattes. I only gave up those drinks temporarily for Baby B
When you say you’re frugal, are you really just cheap?
Some people might think that “being frugal” is the nice way of saying “you’re cheap”, but I beg to differ even though I really hate the word frugal. I
How much should you save each year for retirement? The rule of 30
I’ve written before about a Fidelity benchmark floating around on how much you should save for retirement, but here’s another benchmark via Yahoo from Jim Otar of Reti
Freelancers should treat themselves like a business
Freelancing makes people think you sit around in your pajamas all day, watching TV and getting paid for it. Everything about that sentence is true except the last part. As a freela
No one should be more interested in YOUR money than you!
Or a least, that’s the way it should be, don’t you think? If you are someone who has always had someone else take care of your money for you be it your parents, your sp
The best times of the week and year to buy clothing
As a general rule of thumb, go just as the season is ending, as retailers need to clear seasonal stock! The following information comes via Time Magazine. Best day ever: December 2
Spend your money where you want to spend the most of your time
You know the saying “put your money where your mouth is”? This is exactly it. Like going on vacations? Save your money for them by cutting out other unnecessary expense
We waste about half of our food each year
For Canadians, about 51% of food gets wasted (thrown in the garbage) and Americans waste about 40%, and worldwide we waste about 1/3 of our food collectively. As Canadians, we tos
Clothes don’t make a person, but they sure speak before you do
Let’s get it out of the way that I loathe the concept of investment shopping. I really do. I hate it when people think that they HAVE to buy that $1000 pair of shoes because
Do you count on the lottery as part of your retirement plan?
My parents kind of do. Not as much as before, but I can see the desperation/hope in their eyes. At least, before I got a hold of their finances (all the papers they didn’t tr