I keep a running cash flow of about $2000 at all times to cover bills for the current and next month. Otherwise, I have no emergency fund. Every dollar I have is invested. Why am I
Do you really need an emergency fund? Why not just use your credit card in a pinch, and in the meantime, maximize that money by clearing your high interest credit cards ASAP?
When I was getting out of $60,000 of debt, my debt stood at 5% and 7% interest rates. At the time, I had about $1000 in my savings account, and I funneled everything else into my s
When I work, I never really think of it as ‘making money‘. I think of it as: ‘making money to save‘. For me, it’s a simple way of thinking about my mo
Really, all of my savings = my savings. It goes into one big category of “savings”, but within that category, I have allocated parts of my money to different priorities