Why my credit score is only “Fair” and how to improve it (if I wanted to)
I check my credit report (free once a year) and credit score (not free) every year. WHY GET A CREDIT REPORT AT ALL? To make sure your information is correct and up to date (sometim
Is a mortgage a form of savings?
An excellent discussion emerged from my post about whether or not debt should be part of your budget, and that is: Is your mortgage a form of savings? I am firmly, strongly in the
My journey from $60,000 in debt to $200,000 as my net worth
On occasion, I review my net worth journey and subsequently, my money journey, going from being in debt to having a 6-figure net worth. It’s kind of my only motivation not to
How to get out of debt in 10 steps
I feel like this topic has been flogged to death but that’s because I’ve been blogging about money since 2006, so I understand that for newcomers this is totally overwh
How I reached a No-Gift Minimalist Christmas or Holiday Season
Tim’s post about having a reduced Christmas (and the relief that goes with it!), got me thinking about how I handle the holiday season. It’s pretty simple. I don’
YOLO, FOMO and all the reasons why you and I overspend
You may have heard these acronyms floating around recently: YOLO and FOMO. YOLO = You Only Live Once FOMO = Fear Of Missing Out YOLO is used by people who want to do what they beli
When you have to leave friends behind and go your separate ways
There have been two friends in my life, whom I am sad to say are just not compatible with me any longer. This is not indicative of all my friendships, but sometimes you have to cut
Would you buy a home with a friend?
So I was watching Property Virgins the other day (What?! Just because I don’t want to buy a home doesn’t mean I am not interested..), and there was a couple who was buy
Who needs a college education anyway?
99% of us do, unless you have a crystal ball. For every SINGLE story we hear about of successful entrepreneurs who became millionaire/billionaires without a college degree from McD
Which college degree makes you the most money?
Ever wondered what you should (or should have!!) majored in college? According to the Census Bureau’s 2010 American Community Survey, the majors that give you the best chance of