In Discussions, Discussions, Lifestyle, Minimalism, Money

The Difference between Minimalism, Frugality and Cheapness

What is the difference between minimalism, being frugal and being cheap?

Minimalism is all about priorities with a focus on having only the essentials and owning as little as is (comfortably) possible.

There is a focus on beauty and space as well as practicality because the aesthetics do matter in minimalism.

Money is not a consideration.

Frugality is also about priorities but with the focus on saving money, not necessarily on only having a few things.

Space is not a consideration, as long as the price, quality & functionality balance for getting the most out of the item.

Cheapness is only about focusing on not spending any money for any reason at all to the point of being a parasite.

If something is free, or if someone else foots the bill, they’re all over it.

Only money matters.

Buying a laptop to replace one that died

This is what would go through the minds of each:


Do I need this laptop or can I live without a laptop completely and go to the library instead depending on how often I need it?


Can I repair this dead laptop instead of buying a new one? What would be the cost between repairing it and buying a new one?


Am I able to get a laptop for free, such as asking someone to give me one for free somehow?

You’ve decided to replace it

You decide to replace it and buy a new one rather than using other ways to fulfill the need.


Let’s buy the slimmest, lightest, most unobtrusively portable laptop that is the most aesthetically pleasing so that it takes up little physical space (helps with the ‘de-cluttered’ look and adds to the space).


Let’s buy a laptop that has a balance between price and quality, because a laptop that will last longer and not die after a year will have a better cost-per-use.

Size is not a consideration, could even consider a good desktop computer instead of a laptop if my lifestyle allows it (won’t need to port it around).


Switching to a desktop instead of a laptop.

They’re cheaper, you get lots of parts that you can repair or swap out and I am sure others will be able to scrounge up old parts from their computers to make up half of it for free.

Or I can find these parts in used stores.

That’s the difference between minimalism, frugality and cheapness.

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

Previous PostIn the world of Save. Spend. Splurge.: Resale is on the Rise & beating Retail
Next PostStyle DIY: A studded tuxedo leather blazer à la Balmain


  1. Squints

    A couple points:

    1. Minimalism and frugality are not mutually exclusive. While a minimalist would usually take the aesthetics of the item into account (and sometimes confuse aesthetics with quality), a frugal minimalist would consider the lifetime costs, resale value, and durability of the item. A macbook air for me meets both of these standards. I’ve had my air for five years and, for my needs, it’s still like having a new computer. Annual cost so far: ~$250. I’d much rather have that then a new shitty laptop every year or two. I’m still super happy with my purchase. Did I spend more than I might have on a similarly-outfitted PC? Possibly, but it was worth it to me.

    2. Let’s compare apples to apples. A cheap person *buying a laptop* would more likely look for a netbook or a chromebook or a lower-quality off-brand item at BestBuy, and shortly thereafter discover that it doesn’t meet their needs, then they’d have to get something else to replace it in a year (I did this once and really regretted it).

    1. Sherry of Save. Spend. Splurge.

      I hear you, I buy only Apple now and I have not regretted any of it. The cheap PCs die after a year or two of heavy usage and my Macs are still ticking

  2. Miya

    great points

  3. Kandice

    This is spot on.

  4. Ms. Frugal Asian Finance

    Interesting example. I consider myself to be frugal. But getting a desktop is also something I’d consider as well.

    1. Sherry of Save. Spend. Splurge.

      I’d have a desktop only for Baby Bun I think, but I am thinking our old laptop hooked to a monitor works.


Leave a Reply

In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

$35 The Wealth Building Tool

Like a Boss Library (Sherry’s Books)

Referral Codes

Free Money Surveys
[ Use this link ]

[ saverspender ]

Shopping Cashback
[ Use this link ]

Clothing Resale


Private Lending
[ 7b03f0 ]

No-Fee Banking
[ 32726976S1 ]

Discount Brokerage
[ o0soehds ]

Social media scheduler
[ saverspender ]

Blog Ad Network
[ Use this link ]


Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.