In Budget Roundups, Money

September 2019: The Net Worth and Investments

Sherry’s September 2019 Net Worth

Or an increase of…
+$8123.97 or +0.98%

I have finally figured out what to do with my car valuation

I did set it to about $114K as I said. My net worth didn’t dip too much, but my investments made up for it.

This is kind of the power of investing – a few months you may be down, but then one month, stocks recover and you’re suddenly $8K in the black without doing anything.

Kind of magical. YAY INVESTMENTS!

I am working next month…

Got another contract. No 2-year break for me. 🙁

Anyway, will be working and my childcare costs will go up because he will need pre and after school care.

The good news is … MONEY!

If you are interested, my money is parked here:

  • EQ Bank: Good, general 2.3% high interest savings account; subject to change
  • Tangerine: Use my Orange key { 32726976S1 } for free money (You get $50 once you deposit $250; and I get $50 too)

…credit card extra rewards cashback savings here:

  • PayTM Canada is also how I pay my municipal taxes, utility bills and so on with my CREDIT CARD (yes!! TO GET CASH BACK) plus I earn PayTM points for Amazon, Starbucks gift cards etc… Use my referral code [ PTM210713 ] for a free bonus 5000 points ($5 gift card)

…and used / invested here:

Little Bun’s September 2019 Net Worth
Or an increase of…
+$1376.74 or +4.36%

This is how I invest his money in the stock market.

Little Bun is crushing it. YAY!



Doing well.. doing well…

This will go up, after next month or so because I’ll be plowing more money into buying more stocks and building this income.

I listed out thedividend stocks I will be researching this month – Canadian and American.

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

January 2020: Expenses Budget Roundup

Posted on February 4, 2020

August 2018: Income & Expenses Budget Roundup

Posted on September 17, 2018

Previous PostSeptember 2019: Income & Expenses Budget Roundup
Next PostMy $50,550 Shopping Spree


  1. Rachel

    Ok I am dying to know… what do you drive?! I’ve always wondered about including car in net worth. This rationale makes sense to me so I’m going to start evaluating my own the same way 🙂

    1. Sherry of Save. Spend. Splurge.

      Well a car makes sense – I can liquidate it for money. Why not? Same with my laptops etc, but I don’t want to bother with smaller goods under $10K or so, and not to pad my net worth.

      A car isn’t worth ZERO!

      Also, emailed you.

    2. Sherry of Save. Spend. Splurge.

      Or you can email me. I just sent the email.

  2. Gail

    Congratulations on the new contract!
    Is Little Bun still not going to start school, then? Do they, in Canada, have day care for over 5 year-olds? I would think school would be a better option, even if serves only to satisfy day-care needs.
    You seem a confident person: do you have any difficulties, minor fears in starting new jobs relatively often–more often than most who do non-contract work–or are you even more confident than you appear to be to me? Whenever I began a new job due to relocation, usually, I had pretty serious jitters. I am NOT as confident as you, though. (I think people who give you a hard time such as thatone neighbor are jealous of your demeanor and wish they could be more like you. For me it is not jealousy but admiration. I got over that trying to be someone else and resentment long ago.)
    Good wishes on your new job; I hope the people are positive and hard-working like yourself.

    1. Sherry of Save. Spend. Splurge.

      Thank you!

      He is not starting school, he will be in daycare for 3 days, as he is still on and off, napping an hour and a half, and school doesn’t allow that. I am not too concerned with that part, he will start later like some other kids.

      I do not have trouble starting new contracts or clients, I don’t feel any anxiety … but I do go cautiously for the first month or so until I get the lay of the land so to speak, to adjust how I might react or speak, depending on who is there, etc. Not that I really change myself per se, but I won’t reveal things like being .. more flexitarian if there are a lot of people there who are going to attack me for it…

      Thank you so much <3


Leave a Reply