September 2013 Budget Roundup = $208,279.19 a decrease of ($14.31) or 0.01%!
THIS LETTER DESERVED A SPECIAL MENTION
A mother disowned her son for being gay, so his grandfather wrote her a letter.
I STARTED A BABY COST TRACKING PAGE
Following in the footsteps of J Money, I started a baby cost tracking page, for anyone who is interested.
When I am done going through their first year or even before, I will make a list of what I ACTUALLY bought (and why) off the huge lists we compiled from online resources about what you SHOULD buy for your baby, which apparently is everything and the kitchen sink.
BELL FIBE’S CONSTANT EFFIN’ POP-UP
YEP. I can be in the middle of writing an email, a post, trying to submit something from a long and drawn out form on the internet, and then BAM! I get this stupid effing message.
It comes right at the worse times too, when I am about to hit “Submit”, or “Publish”.
#$*&@!%*(#&%*(#!&%*(#! BELL CANADA SUCKS
INCOME = $561.76
EXPENSES = $3602.20
Baby stuff was the key to this month’s spending, but the biggest expenses were in Wardrobe .
TOP 5 CATEGORIES OF SPENDING
SAVED: ..SOME MONEY ON SOME WARDROBE ITEMS
I bought and returned an expensive $300 coat this month. I was about to keep it until I realized I was fussing with it too much when I put it on, rather than it being a simple piece!
SPENT: OVER $1000 ON CLOTHING
Some of it maternity wear, a good $500 chunk of it was this awesome sweater by Vince…
Wait until you see my spending post.
SPLURGED: $600 ON A CANADA GOOSE JACKET
Bought myself (after years of hemming and hawing), a Canada Goose Jacket to see me through the winter. I hate the coyote fur ruff and there was NO OPTION to NOT buy it as it would go to waste, but .. it’s there.
NET WORTH = $208,279.19
Didn’t go down very much this month because my stocks buoyed me, even though I spent over $3000 in cold hard cash.
NET WORTH FROM THE PAST 12 MONTHS
Oh May 2013.. what a lovely time that was.
MY 5 FAVOURITE POSTS THIS MONTH
- Should we all live like we’re poor?
- What’s the one thing that would make you feel rich?
- Are American tourists really all that rude?
- I’ll give you a new sandwich all right
- My happiest announcement yet: A new money drain
BEST ARTICLES I READ THIS MONTH
One. Arabic words you will find used in French — I only knew of kif-kif and babouches, but it’s nice having the opportunity to learn the others as well!
Two. Side Hustle: Become a brand ambassador for $15 – 20/hour — FINALLY. A side hustle that doesn’t tell me to babysit, go pick up a minimum wage job, blog for money or sell my writing skills for money.
Three. How I made over $50,000 as a DJ — From Make Money Your Way, a guest post on how a passion turned into a lucrative side hustle.
Four. Top 4 kinds of harmful bacteria found in makeup — This is why I am loathe to try anything in Sephora because I just know how filthy that makeup is.
Five. Since when did I become rich? — You’re rich when you are able to choose to say no to luxuries, knowing that you do not need to take on any debt to obtain those desires. You are also rich if you have a lot of time (have been working less than 50% of my career), no debt, modest savings and are on the path to having enough for a comfortable retirement. (*raises hand*)
Six. If you want to make easy money, do something hard — Couldn’t agree more. It wasn’t easy to get into my school, my degree and my profession, let alone to deal with the learning curve I had to endure for the first 3 years working like a dog, but it is now all worth it because it seems easy now.
Seven. How to recognize famous painters from just about any painting. — Surprisingly accurate but also funny to boot, Degas really did enjoy painting ballerinas all the time. They forgot to mention that if it looks dreamy and floral with waterlilies, it’s Monet. 🙂
Eight. How not to save money. Excellent post full of anecdotes of how far some people will go to save money. I had no idea this stuff happened in Target! Fascinating.
Nine. Employment Insurance is not severance pay it’s welfare. Yep. It’s welfare, not severance pay. Canada gives you 2 weeks of severance pay by law, and then you’re on your own to find another full-time job.
BEST BLOG FEATURES FROM THIS MONTH
Jane over at My Money Puzzle reminds me of how lucky I am to be able to goof off in Europe (actually the whole year) doing jack squat, while not being in debt and having a pretty solid net worth.
Jane, if it is any consolation, I am still looking for that rich old geezer for you to marry before he kicks the bucket.
I will also write more about my parents but they’ve annoyed me lately with their spending, so it might be ranting not sweet writing.
Maria from Principled Money liked my post on why you should think twice about buying a sweatshop, something I feel strongly about, although I am partial to avoiding China 100% over other countries due to their unscrupulous practices against their own citizens.
Cassie of Tales from the Trenches, Maria from Moneyed Principle and Shop my closet also really kindly linked to my biggest announcement post (hint:… BABY!!!). Cassie also linked to my tearjerking commercial about Giving being the best form of Communication.
My 2 Ringgit’s Worth enjoyed my post on finding out what kind of investor you are, and thinks she’s passive but I think she’s more moderate than anything 🙂 Index funds are moderately passive!
Red-Debted Stepchild (Erin, a hilarious blogger) featured my post on what the one thing would be that would make you feel rich in her roundup.
I am not going out this month in October. I truly need to stay in and stop spending so much money, and that’s what I am going to damn well do.
Also, I still have more baby stuff to buy.. the big things like car seat and stroller, but I’m waiting to see if there could possibly be a sale.