Being too much of a Saver is just as bad as being too much of a Spender.
Everyone always talks about how spending too much money extravagantly, frivolously (by who’s standards really), and like it grows on trees is a bad thing.
Yeah, I concur.
Spending too much money with nothing banked and not caring about your future IS a bad thing, but how come no one ever talks about saving too much?
People who save too much are just as bad as those who spend too much.
It’s always a good trait to be a Saver but you need that balance of being a Spender too.
There’s no point in being too frugal and banking 75% of your income when you aren’t enjoying life.
I mean, WHAT IS THE POINT!?
What’s the point of all that money if you’re not going to enjoy it?
It’s just numbers in your bank account.
Do you enjoy looking at numbers in your bank account while you wear clothes that feel scratchy, uncomfortable, and barely fit?
Or avoid going out to eat in nice establishments because your budget per person when you dine out is $5?
Your bank account says NOTHING about who you are as a person other than the fact that you can live on beans and rice, refuse to enjoy life and work like a mofo.
Just as spending a ton of money on designer clothing and cars that you can’t afford doesn’t tell the world whether you’re a good person or not, saving a ton of money when you aren’t generous or kind with it doesn’t say much either.
I really don’t think we should be throwing stones at those who spend too much without also turning around and equally shaming those who save too much and end up depriving themselves out of their own lives.
What’s the point of all that money if you aren’t going to spend it?
Your heirs will probably be the ones enjoying it the most, I’d wager.
Case in point: Yearly vacation
I put my money where my mouth is because I am planning on taking a month off next year to travel to Europe with The Bun & my partner.
I have a strong feeling that we will BOTH be working full-time next year, and taking a whole month off means that each of us will lose that income for that month, not to mention have to spend goodness knows how much in airfare, hotels and expenses while abroad.
Am I going to just say: No I put my life on hold and wait to travel and see family only if we BOTH have the time off?
What’s the point?
Life isn’t about WORKING.
What if I don’t get to present Baby Bun to his family members and they move away or worse, pass on?
What’s that worth to me, that meeting?
It’s priceless and that’s why since he will be big enough to be a slightly better traveler, we’re taking the opportunity to go relax in Europe with family for a month and to enjoy our money and our lives.
We aren’t thinking of the income being lost, or the expenses of going there. You can’t put a price on living.