In Budget Roundups, Money

October 2018: Income & Expenses Budget Roundup

THE INCOME = $24,286.14

Day Job: $23,265.88

Day job .. is my day job. It’s what I earn each month, working 40 hours a week. Nothing to see here. Boring.

Anyway.

Blog: $1020.26

Advertising: $442.66

Affiliate: $465.80

Products: $111.80

Save. Spend. Splurge. Products sold, include:

https://www.savespendsplurge.com/products

INCOME GOALS FOR THE NEXT MONTH

Keep making money. I can’t stop.. the market will keep going down and down and down…..

Need to stockpile cash, so that is what I am doing now.

THE EXPENSES = $3542.89

It is ironic that the month my expenses are the lowest they have been, the stock market begins its slow descent into hell…..

My top 5 expenses are VERY admirable. Groceries, Dentist bills…. and then laser hair removals, etc. I am not stopping these. The market drops, it drops, I still have income coming in and that is the most important part.


It looks more equalized now at least!

I definitely will have to keep my expenses down.

I have pretty much turned off the tap on shopping and spending, so things are going well. I am also starting to exercise my very flabby willpower and to stop just taking myself out “for a treat” or whatever. I am house-bound, and returning items that I deem unnecessary.

Expense-wise I am definitely tightening my belt, so it is kind of great in a way.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]

——

MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets

FAVOURITE DAY: payday

HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice

——

…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Disclosure

Save. Spend. Splurge. uses affiliate links from Shopstyle, and Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com or ShopStyle. In addition to these, any referrals on the page will result in revenue if used such as BlueHost.

In English: If you click on a link, I could get a small commission, typically a few cents. And if you use a referral code, I could get anywhere from $10 – $70 for it. Thank you for your kind support!

Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.