In Budget Roundups, Money

October 2018: Income & Expenses Budget Roundup

THE INCOME = $24,286.14

Day Job: $23,265.88

Day job .. is my day job. It’s what I earn each month, working 40 hours a week. Nothing to see here. Boring.


Blog: $1020.26

Advertising: $442.66

Affiliate: $465.80

Products: $111.80

Save. Spend. Splurge. Products sold, include:


Keep making money. I can’t stop.. the market will keep going down and down and down…..

Need to stockpile cash, so that is what I am doing now.

THE EXPENSES = $3542.89

It is ironic that the month my expenses are the lowest they have been, the stock market begins its slow descent into hell…..

My top 5 expenses are VERY admirable. Groceries, Dentist bills…. and then laser hair removals, etc. I am not stopping these. The market drops, it drops, I still have income coming in and that is the most important part.

It looks more equalized now at least!

I definitely will have to keep my expenses down.

I have pretty much turned off the tap on shopping and spending, so things are going well. I am also starting to exercise my very flabby willpower and to stop just taking myself out “for a treat” or whatever. I am house-bound, and returning items that I deem unnecessary.

Expense-wise I am definitely tightening my belt, so it is kind of great in a way.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

MONEY: Hit $1M personal net worth At 36

NEW GOAL: $1M in invested assets


HATES: being late & lazy people

SOCIAL: Instagram @saverspender

DRINKS: homemade matcha lattes

SLEEPS: on a 100% cotton U.S.-made futon

WRITES: Books (also available on Amazon).

BEAUTY: swears by Paula’s Choice


…but you can read more about me , browse my index of posts, or get in touch with me, talk to me directly on Instagram, and of course, ask me anything here.

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Also, I am not a professional investment advisor or money manager by any means.

I am just a woman who loves money, talking about money, and making money.

All opinions expressed on this blog are personal and for entertainment value. Take them with a grain of salt and always consult a professional when in doubt.