In Budget Roundups, Money

October 2018: Income & Expenses Budget Roundup

THE INCOME = $24,286.14

Day Job: $23,265.88

Day job .. is my day job. It’s what I earn each month, working 40 hours a week. Nothing to see here. Boring.

Anyway.

Blog: $1020.26

Advertising: $442.66

Affiliate: $465.80

Products: $111.80

Save. Spend. Splurge. Products sold, include:

https://www.savespendsplurge.com/products

INCOME GOALS FOR THE NEXT MONTH

Keep making money. I can’t stop.. the market will keep going down and down and down…..

Need to stockpile cash, so that is what I am doing now.

THE EXPENSES = $3542.89

It is ironic that the month my expenses are the lowest they have been, the stock market begins its slow descent into hell…..

My top 5 expenses are VERY admirable. Groceries, Dentist bills…. and then laser hair removals, etc. I am not stopping these. The market drops, it drops, I still have income coming in and that is the most important part.


It looks more equalized now at least!

I definitely will have to keep my expenses down.

I have pretty much turned off the tap on shopping and spending, so things are going well. I am also starting to exercise my very flabby willpower and to stop just taking myself out “for a treat” or whatever. I am house-bound, and returning items that I deem unnecessary.

Expense-wise I am definitely tightening my belt, so it is kind of great in a way.

Share Tweet Pin It +1

Sherry of Save. Spend. Splurge.

Millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. Since then, I have paid my $600K home in cash (my half was $300K), my $180K casr in cash, worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

You may also like

Sponsored Weddings: Creative or Crude?

Posted on July 13, 2015

My $50,550 Shopping Spree

Posted on October 9, 2019

September 2017 Budget Roundup

Posted on October 9, 2017

Previous PostLending Loop Review: Private lending in Canada side income and How to invest in alternate small business lending
Next PostOctober 2018: The Net Worth and Investments

No Comments

Leave a Reply