In Budget Roundups, Money

November 2018: Income & Expenses Budget Roundup

THE INCOME = $24,297.71

Day Job: $24,297.71

Day job .. is my day job. It’s what I earn each month, working 40 hours a week. Nothing to see here. Boring.


Blog: $1026.77

Advertising: $503.45

Affiliate: $197.31

Products: $326

Save. Spend. Splurge. Products sold, include:


THE EXPENSES = $4351.04

I did pretty good. Bought a used designer bag, so that added to the budget, but *shrug* overall, not bad.

Hello, my pretty! This is the YSL Sac De Jour in Grey Baby Grain Leather… Normally retails for $2681 CAD, got it for half that (~$1150)….

Look! Fancy!


My top expenses this month was obviously THE BAG above.. Super practical and pretty by the way.

And the other expenses were groceries, household, basic stuff.

I also picked up some Stuart Weitzman secondhand boots because I tried so many cheap pairs like this one from Steve Madden and it looked fine (colour was not my thing) but felt uncomfortable. It needed a lot of insoles, and was not great.

GOING FORWARD – $800K net worth…

My goal this year was $800,000 in my net worth. Will I reach it? Stay tuned for tomorrow….

I was doing a stretch goal of $850,000 but then the markets kicked in and yeah, that is out the window.

Could not really predict that.

All I can do is handle what comes, and just keep working, making money and saving it, stockpiling cash and waiting for things to come up at a bargain.

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Sherry of Save. Spend. Splurge.

I got out of $60,000 of debt in 18 months using Since then, I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K (savings rate = 85%). I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I also post daily on Instagram @saverspender.

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  1. Financial Orchid

    J’adore la YSL sac du jour <333 Tres belle et tres chic!

  2. Kemi

    I just wanted to say that I’ve been visiting your blog for years and I do enjoy seeing your monthly financial update. It inspired me to do the same for myself and it has helped me stay on track in terms of monitoring my financial spend. Thank you

    1. Sherry of Save. Spend. Splurge.

      Thank you so much. I appreciate you taking the time to tell me that!


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