In Budget Roundups, Money

November 2015 Budget Roundup = $547,022.49 or an increase of +$32,195.10 or +5.89%


I spent a lot this month. Like a lot.

I can’t .. or I can believe it, but once the floodgates opened… BOOM!

I just shopped and shopped and bought everything my heart desired.

INCOME = $46,239.06

A lot of overtime this month. December will be less though I think because of the holidays.

EXPENSES = $14,162.29

Told you I spent a lot!

save-spend-splurge-november-2015-budget-roundup-expenses save-spend-splurge-november-2015-budget-roundup-expenses-pie-chart

Here’s a hint of what you might see in December’s roundup:




NET WORTH: $547,022.49 or an increase of +$32,195.10 or +5.89%


This is what it looks like from the past 12 months:


BABY BUN NET WORTH =$10,834.39 or an increase of +$153.83 or +1%

Baby Bun has been killing it too.



Made quite a lot in dividends this month.

Almost $1000.

Reinvested all of it back into buying more stock.



To not shopping in December?



Let’s see how long that lasts.

No seriously though.. 🙂

I am thinking I’ll hit $550,000 by the end of the year.

We’ll see.

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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. Leigh

    Holy income! That’s about 4x my monthly salary. No wonder you said I’m slow and steady 😉 Curious to see how you’ll finish out the year. I keep hoping I’ll surpass $600k and then it doesn’t happen, month after month.

    1. save. spend. splurge.

      Haha I’ll finish out around $550,000 I think. *shrug*.. Not super concerned about the actual number. The trajectory is going where I want, so that’s fine for me.

    2. Anon

      @Leigh: uh, that monthly salary is ABOVE my YEARLY salary. Excuse my whilst I go vomit a little.

      More vomiting when I look again and realize you spent over seven thousand dollars on clothes and not one single cent on charity. I hope there’s an entire month donated to charity somewhere in your yearly budget. This is an echelon of American society I have not viewed before.

      1. save. spend. splurge.

        1. What do you want me to do? Apologize for making a lot of money? Not gonna happen.

        2. Before you presume to know what I spend, maybe you should dig around and ask as others have, what I spend on charity each year.

        I give 10% of my gross income at the end of each year to charities of my choice. Let that sink in.

        3. A lot of what I bought, will end up getting returned. In this month alone, I have returned most of it, because I bought duplicates in different sizes to see what it would look like / fit.

        4. I am not American.

        Wow… talk about putting your foot in your mouth, so to speak. I hope this makes you think twice before judging others.

        1. Ak

          10% charity 🙂
          Its really nice

          1. save. spend. splurge.

            “Help yourself so you can help others.”

  2. Minh Thuy

    I am most impressed with your income for the month. The rest is all relative but yikes, 7k on clothes only.

    1. save. spend. splurge.

      I may return some of it *shrug* We’ll see once I get it.

  3. Cassie

    Shopping aside, I think the market would have to completely tank for you to not hit $550k next month.

    1. save. spend. splurge.

      LOL Should I try for $575 then? Meh. Whatever.

  4. The Asian Pear

    I look at the $7K worth of purchases and thought, “YIKES!” but then I remembered it was you…

    Which likely means that approximately 65% will likely to be returned.

    So… With that in mind, you likely only spent 6% of your income on wardrobe shopping this month. ^_~

    1. save. spend. splurge.

      LOL!!! Maybe. MAYBE.

  5. Revanche

    You crack me up. Even after all that click click shopping you still closed the deal on an increase, woo!

    1. save. spend. splurge.

      Hee hee. Click click shopping. I pretty much only shopped like a mofo online.


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In a nutshell…

Save. Spend. Splurge.
[ wealth. style. minimalism. ]


MOST DEBT: cleared $60K in 18 months

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