In Budget Roundups

November 2014 Budget Roundup = $278,286.68 or an increase of $22,642.33 or 8.86%

LOOKING BACK

Are you in the 1%?

Use this calculator and find out.

I am, when I work. I am in the bottom 5% when I don’t. LOL.

Reminder! I have all my best posts located here..

Just a reminder that I have all my best posts located here by category:

This is Baby Bun these days, clinging to Mommy

I call it Mommy and Baby time. I really REALLY enjoy these moments, and miss spending time with him even while I am at work.

red-panda-mother-and-baby-animal-cute

I’m also starting to enjoy it as much as I can even at 3 a.m. in the morning when he wakes up for milk (I’m trying really hard to wean him off this habit).

He actually looks just like this when we give him a bottle (he can hold it on his own now)!

sea-otter-pup

Why is being called a girl so negative?

  • Don’t throw like a girl.
  • Don’t act like a little girl.
  • Don’t cry like a girl.
  • He’s being a girl about it.

Is it any wonder girls grow up to be women who feel inferior?

I’m proud to be girly. I like wearing dresses and I don’t see anything wrong with being feminine, it’s just another way to approach a situation but it doesn’t mean it’s the weaker or the bad way to do it.


Sure, I’m physically weaker than the average guy, but is that all that matters in life? Physical strength = power and domination?

I thought money = power, in which case, I have much more power than many guys my age.

INCOME = 21,605.99

Mostly from my day job.

EXPENSES

save-spend-splurge-budget-expenses-2014-nov save-spend-splurge-budget-expenses-pie-chart-2014-nov

TOP 5 CATEGORIES OF SPENDING

save-spend-splurge-budget-expenses-top-5-2014-nov

SAVED: ON WARDROBE STUFF

Got some cash back because I returned some shoes.. about $230 back in my pocket.

SPENT: SOME MONEY EATING OUT

NOMZ.

SPLURGED: ON GIFTS FOR PEOPLE

Celebrations galore!

NET WORTH: $278,286.68 or an increase of $22,642.33 or 8.86%

save-spend-splurge-self-net-worth-november-2014-growth

Yep. I’m almost at the $300,000 mark.

save-spend-splurge-net-worth-november-2014-past-12-months

BABY BUN NET WORTH: $5734.83

And how is The Bun doing? REALLY well. REALLY REALLY well.

save-spend-splurge-baby-bun-net-worth-november-2014-growth

DIVIDENDS REVIEW:

save-spend-splurge-budget-dividends-2014-nov

MY 5 FAVOURITE POSTS FROM THIS MONTH:

All of them.

(Read: I am too lazy and rushed to do this.)

BEST BLOG FEATURES FROM THIS MONTH:

(Sorry for the shoddy link re-love. I’m pressed for time this month.)

LOOKING FORWARD

To working and spending a lot less. As it gets colder, I get lazier, and by lazier, I mean I refuse to go out, which helps eliminate temptation.

I’m also slowly becoming cheaper in a way. The Sephora VIB sale was on and I had a whole list of stuff to buy.. but ended up deciding not to buy any of it because I didn’t need it.

I call this progress. Nay?



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Sherry of Save. Spend. Splurge.

I got out of $60,000 of debt in 18 months using TheBudgetingTool.com. Since then, I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K (savings rate = 85%). I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I also post daily on Instagram @saverspender.

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15 Comments

  1. R
    Revanche

    Thanks for the link 🙂

    That whole “throw like a girl” thing was always an eyebrow raiser for me. I AM a girl/woman, therefore whatever I do is going to BE .. “like a girl!” That said, I often answered immature idiots (back in the day) with “I AM a girl. Also I punch like a girl too: POW.” They shut up pretty quick after that.

    Too bad that’s not an acceptable response anymore 😉

    Reply
    1. save. spend. splurge.

      Your kid is going to be so scrappy…

      Reply
  2. Pauline

    I love that your net worth grew more than your salary. I call that the 100% savings rate. Your lived for a month, but your money worked for you so you have saved more than what you made. Pretty cool.

    Reply
    1. save. spend. splurge.

      Yeah that was pretty cool. That said, I still have to pay taxes so… Not NET savings yet.

      Reply
  3. Kassandra

    David’s Tea is addictive. Enough said. Kudos on the net worth increase!

    Reply
    1. save. spend. splurge.

      I’m spending hundreds there!!!

      Reply
  4. Cassie

    What an incredible update 🙂 I’m so used to reading your updates from when you’re not working that my eyes bugged out a bit reading this one, lol.

    Reply
    1. save. spend. splurge.

      From the expenses? 🙂 Being so low you mean!?

      Reply
      1. Cassie

        @save. spend. splurge.: From the income, lol.

        Reply
        1. save. spend. splurge.

          Oh yeah. That 🙂

          Reply
  5. Emily @ Simple Cheap Mom

    $20K a month in income. You’re a definitely hitting the 1% with income like that when you work!

    I came to kinda enjoy 3am feedings too. Probably because they went on for so long that it would be pointless for me to resent them. Our Little Miss was never one for being told what to do, even then. We’re weak.

    Reply
    1. save. spend. splurge.

      I’m very weak apparently. I’m trying to be tough and let Baby Bun cry it out but.. he’s just so pitiful asking for food. I can’t say no 🙁

      Reply
  6. S
    Sally

    Thanks for the mention! What’s going on with your back? I hurt my back two weeks ago working out and was down for about 2 days and not fully better for a week. It really made me change how I treat working out. Must stretch as much as possible. I’m not 25 anymore!

    Reply
    1. save. spend. splurge.

      My back is just hurting me (babies will do that to you). I’ve been trying yoga but it hasn’t worked.

      Reply

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