In Discussions, Money

Money Talk: What scares you about money?

That I won’t have enough.

I KNOW I WILL HAVE ENOUGH.

But …

It is strange because even though I do have enough, more than most people especially at my age, but I am scared I will not have enough when I do want to retire because I may end up in a bear market, or I may not have saved enough as I wanted for my plan..

Or whatever.

Things happen.

People get sick, die, lose their jobs…. It is scary and that scares me so much that I always have that little thought at the back of my mind that says “hmm… could you not have put that money you spent / wasted towards something else?

Ugh.

Other than that, I am fine. I am just scared I will be so spend-y now, that I will ruin my own future and be unable to live comfortable.


Not lavishly but comfortably without any money worries or stress.

What scares you about money?

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You can read the rest of the Money Talk questions here.


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Sherry of Save. Spend. Splurge.

I got out of $60,000 of debt in 18 months using TheBudgetingTool.com. Since then, I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K (savings rate = 85%). I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I also post daily on Instagram @saverspender.

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2 Comments

  1. SarahN

    Hmm I don’t currently get scared of money. Like you, I’m on the no work time, between contracts. But I know so many people who live paycheck to paycheck, in a dead end job, and life is fine. Neither you, nor I, are destined to dead end jobs – though we could do any number of menial jobs for cash if we needed.

    I think I fear not being able to ‘do what I want’ – be that travel or eat out. Those two particularly, I don’t like to hear when others say ‘we can’t afford that at the moment’ cause my life is about saving, so I can do what I want when I want.

    Reply
    1. Sherry of Save. Spend. Splurge.

      “I can do what I want, when I want” <-- best line

      Reply

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