In Discussions, Money

Money Talk: What does having money mean to you?

Choices.

Freedom.

It is being able to decide — yes, today I can indeed buy a $50 salad spinner and not feel the pinch.

Or spend $17 on some eye drops that you need (medically).

Having money is all about being free to say things like — I do not need this job any more, I can leave and go somewhere else and cover my expenses until then.

Having money means you also have a better life, in the sense that instead of scrimping and buying food only heavily discounted or eating out of cans, you have the privileged choice of buying fresh and even organic; paying 5X the price for the “same” product.

You don’t worry about things when you have money because you have the money to buy any thing you want within reason.

You focus on other things like wanting work less, stay at home with your kid, and it is all because you have money.

You treat yourself to $60 pedicures because you don’t want to and cannot really do it yourself at home (I have tried, I have the entire kit and I STILL screw it up so I have decided just to pay for it although I will say that I still cut my own hair for free at home so it is a tradeoff.)


What about you?

You can read the rest of the Money Talk questions here.

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Sherry of Save. Spend. Splurge.

Millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. Since then, I have paid my $600K home in cash (my half was $300K), my $180K casr in cash, worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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4 Comments

  1. Becka

    Having money means I can take the dog to the emergency vet without having to take out a loan. Spent $7000 on her over the last two years and she’s still not right.

    Reply
    1. Sherry of Save. Spend. Splurge.

      Man, I hear you. That’s rough.

      Reply
  2. Hawaii Planner

    For me it’s about having flexibility. I still prioritize & ensure my spending (generally) matches my values. But, it gives me the flexibility to make changes in my life to support things like potentially working less, traveling more, spending more time with my family, & helping others.

    Reply
    1. Sherry of Save. Spend. Splurge.

      Flexibility is key, I think having more money grants you that and peace of mind.

      Reply

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