In Discussions, Money

Money Talk: What do you want to leave behind (for kids or others)?

What do you want to leave behind (for kids or others)?

My values. No seriously. My values that you have to work hard, be organized, don’t cut covers (be lazy), and to be a good, productive member to, of and from society.

Monetarily speaking, whatever is left.

The condo, all the money, all my things which he can bequeath to others or sell off (I have more than a few designer items), so I may even re-sell those items before my ‘end of time’.

I plan on spending it and enjoying my money and not being one of those parents who hoards all that money to leave a chunk to their kids, sacrificing everything and their own happiness.

I am not that parent. I will help, save for and with Little Bun, but I am still my own person who has to save for her own retirement and well-being so I am not a burden on him.

And a positive memory of me I want Little Bun and anyone around me who is still alive to remember who I was and tell stories about me long after I am gone.


You can read the rest of the Money Talk questions here.


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Sherry of Save. Spend. Splurge.

Am my own Sugar Daddy. Am a millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using I have worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I have 11 side incomes that are on track in 2020 to make me $50K - $75K. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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  1. emily

    I believe that making children, consciously or unconsciously (through promises, verbal expression), wait for an inheritance is actually detrimental to our relationship with them and to their own development as human beings.

    I have met several people who waited for their parents to die in order to inherit them – not a way I’d like my children to feel about me. For example, they made calculations about how much the parents’ house would be worth in today’s economy. And the parents weren’t even on the point of dying. (And what if the parents sold in the meantime?)

    Others pressed their parents to give them their “inheritance” now because they needed it now.
    I think this is pretty ugly, don’t you?

    I mean you work your entire life so that you can have a comfortable retirement and not be a burden on anyone, but the children need your goods and money and you are not even dead yet – or rich. And when you are out of money, who is going to give YOU money? (Even if your own child would help you out, giving money to relatives is a cause of great tension between spouses so I wouldn’t count on a (married) child to help me out with money. Also, I’d feel embarrassed about it.)

    So I think the best we can give our children is a good breeding and education, good values and help them become independent as this will give them a great life satisfaction and mental health (much better than waiting indefinitely for someone to die).

    1. Sherry of Save. Spend. Splurge.

      Hear hear.

      I love your view on this. My view is also to just live my life and let Little Bun live his. Whatever he gets at the end, he gets — or not. I may have to sell the place to pay for my own care. Who knows?

      I’d rather have him be independent and expect nothing from me, the way I expect and do not want my parents’ money.


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