What are you working towards?

I am working towards right now, trying to figure out what I want to do when I retire.

Actually, if I want to retire.

I need a project. A goal, a dream, something like what my partner has, which is to go back to school and study physics.

Me? No way. No more school for me, I have paid my dues.

Do I want to just devote my life to Little Bun and his future Buns? NOPE. NOT AT ALL.

What about if I just travel around the world? Well, I can do that for only so long before it gets boring (yes, it gets boring).

Maybe start a business? Another one? A non-profit organization?

Work a part-time job where I have no worries, like Tim does in a library?

I haven’t figured any of this out yet, so my goals are the following:

  • Work, take time off, Work, take time off – Wash rinse and repeat for 30+ more years
  • Save money for retirement, but none of this Financial Independence Retire Early (FIRE) stuff – I’ll save when I save what I save, I am WITH Tim when he says that FIRE stuff is really extremist (it is, it is why I don’t read FIRE stuff)
  • Keep blogging and Instagramming – Fun! Love this as a hobby, but I obviously am so Type A, I make it my mission to do it ‘perfectly’

What dreams do you have (1 year, 5 years, 10 years, 20 years)?

Ugh I wish I could tell you.

My dreams right now are pretty vain. I just want to live the way I am living, pretty much for the rest of my life, just with more money, and maybe a smidge less working. Or at least, working only what I want to work on, or only doing part-time work so I have more free time on a regular basis.

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Of course I know as I get older I will be less likely to wear high heels often (we shall see, won’t we), and less vain about beauty…. (again, maybe!)..

I plan on retiring some day. When I am too tired to deal with the BS at work, and yet, the work that I do, is mentally challenging and FUN.

I enjoy figuring out puzzles, which is probably why I love blogging and helping people with their money problems.

I throw out questions, ask a few things here and there, and love ‘solving’ a puzzle.

But I guess if my partner and colleagues are anything to go by, people get tired of working at about 45, 50 tops. So I am going to aim to be somewhat financially stable and independent by that age (whoa, that’s only 10-15 years off), and then see what happens after that.

I feel like such a loser stating that I basically have NO GOALS except to Work, Relax, Work Some More, Retire One Day.

That’s so vague, and so unlike the Type A Planner in me, but that’s how I feel. I don’t know what the future will bring and I don’t have a clue or a goal of what I TRULY want.

Maybe I will in 5 years. Ask me again, then.

What about you? Do you have all this written down?

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You can read the rest of the Money Talk questions here.

 

4 responses to “Money Talk: What are you working towards? What dreams do you have (1 year, 5 years, 10 years, 20 years)?”

  1. Anon Avatar
    Anon

    I’m kinda like you, happy with where I am in life, but wish I got paid more while working less (doesn’t everyone?? Lol). I don’t have one/five/ten years goals but rather general goals with no timeline, such as wanting to be better at badminton, wanting to be more confident, own a house one day.

    1. Sherry of Save. Spend. Splurge. Avatar

      It sounds good to me. No one needs goals with timelines per se, but I have found it helpful so I could break down what I needed to do, to get there… but if it is things like badminton, or being more confident, there are no timelines on these things!

  2. Grace Avatar
    Grace

    Hi Sherry,

    It’s funny you wrote about this question, because I have thinking about it a lot. I’ve been working in healthcare the last 12 years and I’m getting pretty disillusioned with the field. I work in the United States where healthcare is a business and where the field is on life support due to covid. To be honest, healthcare has always been on life support, but Covid put a glaring light on a lot of the problems that exist. I’ve also gone through some recent job changes so this is on the forefront of my mind. I would say I’m an average person who is working and my only debt is student loan debt which is a lot. I’m currently working on the process of getting my loans forgiven due because of working in healthcare. I am fortunate to have a job that I can tolerate that allows me to concentrate on spending time on my family and hobbies. In the next few years I’m working on paying down my student loan debt, buying a home, and having investments outside of my retirement that would hopefully pay dividends. I’m so glad that you raised this question.

    1. Sherry of Save. Spend. Splurge. Avatar

      You’re welcome. I found it helpful to write out what I wanted on a piece of paper, to plan things out because it helped me figure out how to get to where I wanted to go. Plus, it helped me focus on what I actually wanted, so that when opportunities occurred, I was ready.

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