In Budget Roundups, Money

May 2018 Budget Roundup: The Income & The Expenses

THE INCOME = $24,292.50

Day Job: $23,276.17

Day job .. is my day job. It’s what I earn each month, working 40 hours a week. Nothing to see here. Boring.

Blog: $1016.33

Advertising: $561.67

Affiliate: $380.40

Products: $74.25

Save. Spend. Splurge. Products sold, include:

https://www.savespendsplurge.com/products

INCOME GOALS FOR THE NEXT MONTH

AFFILIATE PROGRAMS ARE CHANGING BIG-TIME 🙁

No more Pay-Per-Click for one of the programs I am with, now it has to be commission-per-purchase. *sigh*

This is a huge drop for me, from about $100 a month to $3. $3!!!

Also, another ad network I am on, is having issues with payments, so I am owed a bit of money in back pay…. I tried to estimate what it would have been for this month but we’ll see how that pans out.

I feel like my income is going to take a big hit. I am not happy, but we will see how this goes.

THE EXPENSES = $5334.88

WHAT IT LOOKS LIKE

TOP 5 SPENDING CATEGORIES THIS MONTH


FORGET ABOUT THIS MONTH & JULY…

Did I mention that not only am I going to NYC for the weekend to binge shop & eat, I also have my family visiting at the end of the month?

Yeahhhhhhh.

Forgot this month and the next. I’m going to enjoy it. No frugal-ing here.

/end of discussion

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Sherry of Save. Spend. Splurge.

Millionaire at 36 after getting out of $60K of student debt in 18 months, a little over a decade earlier, using TheBudgetingTool.com. Since then, I have paid my $600K home in cash (my half was $300K), my $180K casr in cash, worked 50% of my career (taking 1-2 year breaks), and quadrupled my income within 2 years of graduating, going from $65K to $260K with an average lifetime savings rate of 50%. I could retire today if I wanted, but love my work-life balance as a freelancing consultant in STEM (Science, Technology, Engineering, Math). I am all about balance - between time and money, and also enjoying my money. I also post daily on Instagram @saverspender.

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6 Comments

  1. Aisha

    Does the Children (little Bun Fees ) also include the amount you are saving/investing for him?

    Reply
    1. Sherry of Save. Spend. Splurge.

      No that is extra. These are just costs / expenses.

      If I am saving aside money, it isn’t an expense, per se, it is just a transfer of assets.

      I take whatever government money gets deposited into my account every month and I immediately track it, and put up to $2500 into his RESP each year to maximize any government credits for him.

      Right now, he is at around $27,000 as a net worth, and by the time he is 18 he should have about $100,000.

      Reply
  2. GYM

    I had laser hair removal done a few years ago. I think the pain was somewhat similar to childbirth but in a different way. It’s worth it though!! I dreaded going to the sessions.

    Reply
    1. Sherry of Save. Spend. Splurge.

      I may not have to go to many sessions.. my hair already feels like it is not coming back like before.

      Reply
  3. Revanche @ A Gai Shan Life

    Whew, bye bye budget. See you again in August!

    What’s up with New York? Just a getaway?

    Reply
    1. Sherry of Save. Spend. Splurge.

      LOL @ AUGUST .. you are so optimistic.

      Just a weekend thing. Spur of the moment really.

      Reply

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